Spokane County property record for 5320 E Eloika Rd, Chattaroy, WA 99003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,785 sqft · built 2020 |
| Lot Size | 5.1 acres (222,156 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,000 (Jul 2016) |
| Tax Bill | $6,058 (2026) |
| Deeds & Mortgages | Mar 2020 Construction Loan |
| Flood Zone | Zone A (high risk) |
| APN | 39234.9035 |
| Primary APN | 39234.9035 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,785 sqft Living Area |
| Gross Area | 3,397 sqft |
| 1st Floor Area | 2,785 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 222,156 sqft |
| Garage Type | Attached |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Street Address | 5320 E ELOIKA RD |
|---|---|
| City | CHATTAROY |
| State | WA |
| Zip | 99003-7775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCV |
| Legal Description | 23-29-43 PTN OF SE1/4 DAF; BEG AT PT ON W LN & SWLY R/W LN OF ELOIKA LAKE RD TH SELY ALG SD R/W LN 1117.64FT TO TRUE POB TH CONT SELY ALG SD R/W LN 596.97FT TH S62DEG 50MIN 34SDS W316.34FT TO THREAD OF LITTLE SPOKANE RIVER TH NWLY ALG SD THREAD 527FT |
| Legal Range | 43 |
| Legal Township | 29 |
| Legal Section | 23 |
| Legal Subdivision | ELOIKA LAKE |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | DEER PARK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10304 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5320 E ELOIKA RD, CHATTAROY, WA 99003-7775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2016 · Amount on Record |
| Deed Sale | Jul 29, 2016 · Amount on Record |
| Prior Sale | Aug 22, 2007 |
| Deed Document Number | 20166519540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 5320 E ELOIKA RD, CHATTAROY, WA 99003-7775 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006903957 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 6903957 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | WALLA WALLA, WA 99362 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Jan 1, 2051 |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Riverside School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,058.00 (+14.93%) | $881,300 (+25.02%) Land $108,600 Building $772,700 | $881,300 (+25.02%) Land $108,600 Building $772,700 |
| 2025 | $5,271.00 (-4.22%) | ||
| 2024 | $704,900 (+24.56%) Land $103,900 Building $601,000 | $704,900 (+24.56%) Land $103,900 Building $601,000 | |
| 2023 | $5,503.00 (+3.91%) | $565,900 Land $100,400 Building $465,500 | $565,900 Land $100,400 Building $465,500 |
| 2022 | $5,296.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 40% of Washington |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wired or Wireless Fixed Wireless · not low latency | 200 / 40 |
| Wind Wireless Fixed Wireless | 100 / 20 |
May also be available: Ziply Fiber.
5G and 4G LTE (outdoors only)
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