5820 E Eloika Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 5820 E Eloika Rd, Chattaroy, WA 99003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,374 sqft · built 1981
Lot Size	4.38 acres (191,228 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,367,647 (Jun 2009)
Tax Bill	$8,259 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39261.9077`

Property Details

APN / Parcel Number

Primary APN	`39261.9077`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,374 sqft Living Area
Gross Area	5,299 sqft
1st Floor Area	2,003 sqft
2nd Floor Area	848 sqft
Basement Area	1,523 sqft
Finished Basement	1,523 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	191,228 sqft
Garage Type	Attached
Garage Area	925 sqft
Parking Spaces	4 Parking Spaces
Deck Area	128 sqft
Patio Area	416 sqft
Canopy	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Street Address	5820 E ELOIKA RD
City	CHATTAROY
State	WA
Zip	99003-7730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	26-29-43 PTN OF NE1/4 OF NE1/4 OF NE1/4 LYG N OF LITTLE S POKANE RIVER & S OF ELOIKA LAKE RD
Legal Range	43
Legal Township	29
Legal Section	26
Legal Subdivision	ELOIKA LAKE
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1002
Census Tract	10304

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5820 E ELOIKA RD, CHATTAROY, WA 99003-7730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHER CU
Aug 22, 2023	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Jun 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2009 · Amount on Record
Deed Sale	Jun 2, 2009 · Amount on Record
Deed Document Number	20095797401
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5820 E ELOIKA RD, CHATTAROY, WA 99003-7730
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	NOT AVAILABLE, SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007148160
Date	Nov 9, 2021
Instrument	7148160

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5820 E ELOIKA RD, CHATTAROY, WA 99003-7730
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007032024
Date	Feb 8, 2021
Instrument	7032024

Lender

Name	SPOKANE TEACHER CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5820 E ELOIKA RD, CHATTAROY, WA 99003-7730
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007303541
Date	Aug 22, 2023
Instrument	7303541

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	CHATTAROY, WA 99003

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5820 E ELOIKA RD, CHATTAROY, WA 99003-7730
Document Number	0006813383
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5820 E ELOIKA RD CHATTAROY WA 990037730, CHATTAROY, WA 99003-7730

Mortgage

Document Number	0006813383
Date	Jun 14, 2019
Instrument	6813383

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,259.00 (+11.67%)	$1,108,930 (+12.32%) Land $103,730 Building $1,005,200	$1,108,930 (+12.32%) Land $103,730 Building $1,005,200
2025	$7,396.00 (-3.87%)
2024		$987,260 (+38.75%) Land $94,960 Building $892,300	$987,260 (+38.75%) Land $94,960 Building $892,300
2023	$7,694.00 (+15.7%)	$711,530 Land $89,330 Building $622,200	$711,530 Land $89,330 Building $622,200
2022	$6,650.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 62% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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