5606 Lrc Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5606 Lrc Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,355 sqft · built 1994
Lot Size	5 acres (217,800 sqft)
Owner	2 Trust Names on Record
Tax Bill	$6,502 (2024)
Deeds & Mortgages	Sep 2022 Transfer Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-11-300-005-000`

Property Details

APN / Parcel Number

Primary APN	`10-11-300-005-000`
Alternative APN	`10110000000804 00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,355 sqft Living Area
1st Floor Area	2,355 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	217,800 sqft (5 acres)
Garage Area	936 sqft
Driveway	Concrete Driveway
Driveway Area	3,580 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4012 CLEARVIEW LRC LN
City	WATERLOO
State	IL
Zip	62298-6508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	LOT 5 CLEARVIEW ESTATES
Legal Range	10W
Legal Township	03S
Legal Section	11
Legal Subdivision	CLEARVIEW ESTATES
Legal Lot Number	5
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	1
Census Block	1020
Census Tract	600501

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	4012 CLEARVIEW LRC LN, WATERLOO, IL 62298-6508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 21, 2022
Transfer Doc	0000426206
Record Updated	Sep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Sep 21, 2022
Property Address	5606 LRC RD, WATERLOO, IL 62298-6552
Document Number	0000426206
Instrument Date	Sep 21, 2022
Instrument	426206
Transaction Type	Transfer
Record Updated	Oct 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 533, WATERLOO, IL 62298-0533

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5606 LRC RD, WATERLOO, IL 62298-6552
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000422961
Date	Mar 4, 2022
Instrument	422961

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$131,120 (+11.53%) Land $18,080 Building $113,040	$393,360 (+11.53%) Land $54,240 Building $339,120
2024	$6,502.00
2022	Homeowner's exemption Additional exemption filed	$117,560 Land $18,080 Building $99,480	$352,680 Land $54,240 Building $298,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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