5600 Lrc Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5600 Lrc Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 512 sqft · built 1985
Lot Size	9.13 acres (397,703 sqft)
Owner	Individual Name on Record
Last Sale	$114,000 (Jul 2020)
Tax Bill	$3,542 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-11-300-002-000`

Property Details

APN / Parcel Number

Primary APN	`10-11-300-002-000`
Alternative APN	`10110000000800 00`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	512 sqft Living Area
1st Floor Area	512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	397,703 sqft (9.13 acres)

Exterior Amenities

Porch	Porch
Porch Area	165 sqft
Shed	1 Shed
Shed Area	64 sqft

Location & Zoning

Street Address	4029 CLEARVIEW LRC LN
City	WATERLOO
State	IL
Zip	62298-6501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PT LOTS 1 & 2 & PT LAKE LOT CLEARVIEW ESTATE 0140323
Legal Range	10W
Legal Township	03S
Legal Section	11
Legal Subdivision	LAKE IN CLEARVIEW ESTATES
Legal Lot Number	1-2
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	1
Census Block	1020
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 WESTVIEW CT, WATERLOO, IL 62298-1146
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Sep 12, 2022	Intrafamily Transfer, Transfer
Jul 16, 2020	Warranty Deed, Transfer · Conventional Mortgage SCOTT CU
Jul 16, 2020	Quit Claim Deed, Transfer MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Deed Document Number	2020409460
Last Transfer Date	Sep 9, 2022
Transfer Doc	0000426038
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Sep 12, 2022
Property Address	5600 LRC RD, WATERLOO, IL 62298-6552
Document Number	0000426036
Instrument Date	Sep 9, 2022
Instrument	426036
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 WESTVIEW CT, 307, WATERLOO, IL 62298-1146

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5606 LRC RD, WATERLOO, IL 62298-6552

Mortgage

Document Number	0000426037
Date	Sep 12, 2022
Instrument	426037

Lender

Name	FIRST NATIONAL BANK WATERLOO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Sep 12, 2022
Property Address	5600 LRC RD, WATERLOO, IL 62298-6552
Document Number	0000426038
Instrument Date	Sep 9, 2022
Instrument	426038
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 WESTVIEW CT, WATERLOO, IL 62298-1146

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jul 16, 2020
Property Address	5600 LRC RD, WATERLOO, IL 62298-6552
Document Number	0000409460
Instrument Date	Jul 16, 2020
Instrument	409460
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5614 LRC RD WATERLOO IL 622986552, WATERLOO, IL 62298-6552

Mortgage

Document Number	409462
Date	Jul 16, 2020
Instrument	409462

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Jul 16, 2020
Property Address	5600 LRC RD, WATERLOO, IL 62298-6552
Document Number	0000409461
Instrument Date	Jul 16, 2020
Instrument	409461
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 WESTVIEW CT WATERLOO IL 622981146, WATERLOO, IL 62298-1146

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,542.00	$59,490 (+48.19%) Land $27,270 Building $32,220	$178,470 (+48.19%) Land $81,810 Building $96,660
2024	$3,542.00
2022		$40,144 Land $14,394 Building $25,750	$120,432 Land $43,182 Building $77,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL · Fiber in parts of the area	30 / 3

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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