5422 Lrc Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5422 Lrc Rd, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,044 sqft · built 2022
Lot Size	4.43 acres (192,971 sqft)
Owner	Company Name on File
Last Sale	$71,000 (Jul 2020)
Tax Bill	$6,551 (2024)
Deeds & Mortgages	Jun 2023 Transfer Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-14-166-002-000`

Property Details

APN / Parcel Number

Primary APN	`10-14-166-002-000`

Interior

Bedrooms	3 Beds
Building Area	2,044 sqft Living Area
1st Floor Area	2,044 sqft
Basement Area	2,044 sqft
Unfinished Basement	2,044 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	192,971 sqft (4.43 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5422 LRC RD
City	WATERLOO
State	IL
Zip	62298-6548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 MORLEY MEADOWS
Legal Range	10W
Legal Township	03S
Legal Section	14
Legal Subdivision	MORLEY MEADOWS
Legal Lot Number	2
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	1
Census Block	1020
Census Tract	600501

Owner

Source: Monroe County records · APN 10-14-166-002-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5422 LRC RD, WATERLOO, IL 62298-6548
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 07, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 04, 2022	Deed of Trust, Mortgage · Conventional Mortgage BUENA VISTA NATIONAL BANK
Aug 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage BUENA VISTA NATIONAL BANK
Jul 11, 2020	Grant Deed, Transfer COLUMBIA TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 11, 2020 · Amount on Record
Deed Sale	Jul 11, 2020 · Amount on Record
Deed Document Number	2020409321
Last Transfer Date	Jun 06, 2023
Transfer Doc	0000429293
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Jun 07, 2023
Property Address	5422 LRC RD, WATERLOO, IL 62298-6548
Document Number	0000429293
Instrument Date	Jun 05, 2023
Instrument	429293
Transaction Type	Transfer
Record Updated	Jul 05, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5422 LRC RD, WATERLOO, IL 62298-6548

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5422 LRC RD, WATERLOO, IL 62298-6548
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000423594
Date	Apr 04, 2022
Instrument	423594

Lender

Name	BUENA VISTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5422 LRC RD, WATERLOO, IL 62298-6548
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000418895
Date	Aug 05, 2021
Instrument	418895

Lender

Name	BUENA VISTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 24, 2022

Interest

Rate Type	Fixed Rate

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Jul 11, 2020
Property Address	5422 LRC RD, WATERLOO, IL 62298-6548
Document Number	0000409321
Instrument Date	Jul 01, 2020
Instrument	409321
Transaction Type	Transfer
Record Updated	Aug 03, 2020
Title Company	COLUMBIA TITLE

Transaction

Amount	Amount Recorded
Tax	$107.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1103 COTTONWOOD LN WATERLOO IL 622982782, WATERLOO, IL 62298-2782

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,190 (+15,567.8%) Land $14,150 Building $124,040	$414,570 Land $42,450 Building $372,120
2024	$6,551.00
2022		$882 (+19.19%) Land $882
2021		$740 Land $740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993, alluvial fan flooding, Severe Storms & Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
HTC Holding	Fiber	1,000 / 1,000

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lrc Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures