5616 Lrc Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5616 Lrc Rd, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,324 sqft · built 2003
Lot Size3.19 acres (138,956 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Apr 2021)
Tax Bill$4,730 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-10-400-006-000

Property Details

APN / Parcel Number

Primary APN10-10-400-006-000
Alternative APN
  • 10100000001601 00

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,324 sqft Living Area
1st Floor Area1,324 sqft
Basement Area1,324 sqft
Unfinished Basement1,324 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeFrame
Lot Area138,956 sqft (3.19 acres)
Garage Area576 sqft
DrivewayConcrete Driveway
Driveway Area714 sqft

Exterior Amenities

PorchSlab
Porch Area192 sqft
Deck Area192 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4005 CLEARVIEW LRC LN
CityWATERLOO
StateIL
Zip62298-6501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA1
Legal DescriptionPART SE SE SEC 10 & PART SW SW SEC 11
Legal Range10W
Legal Township03S
Legal Section10
JurisdictionMONROE IL
Township / Civil Division12
Census Block Group1
Census Block1020
Census Tract600501

Owner

Source: Monroe County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4005 CLEARVIEW LRC LN, WATERLOO, IL 62298-6501
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2021 · Amount on File
Deed SaleApr 23, 2021 · Amount on File
Deed Document Number2021416637
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateApr 23, 2021
Property Address5616 LRC RD, WATERLOO, IL 62298-6552
Document Number0000416637
Instrument DateJul 6, 2020
Instrument416637
Transaction TypeTransfer
Record UpdatedJun 2, 2021
Title CompanyACCENT TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5616 LRC RD, WATERLOO, IL 62298-6552

Mortgage

Document Number0000416638
DateApr 23, 2021
Instrument416638
Lender
NameFIRST NATIONAL BANK WATERLOO
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,730.00 (+15.28%) Homeowner's exemption$89,400 (+14.6%) Land $14,060 Building $75,340$268,200 (+14.6%) Land $42,180 Building $226,020
2024$4,103.00 (-1.61%)
2022$4,170.00 Homeowner's exemption Additional exemption filed$78,010 Land $14,060 Building $63,950$234,030 Land $42,180 Building $191,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Most Recent ClaimAug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Harrisonville Telephone Company
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Lrc Rd

Nearby Streets

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