Monroe County property record for 5560 Lrc Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,344 sqft · built 1982 |
| Lot Size | 24.1 acres (1,051,538 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,343 (2024) |
| Deeds & Mortgages | Apr 2026 Construction Loan May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-14-100-001-000 |
| Primary APN | 10-14-100-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Frame |
| Lot Area | 1,051,538 sqft (24.1 acres) |
| Garage Area | 700 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 598 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 591 sqft |
| Deck Area | 300 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5560 LRC RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART N/2 NW |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 14 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 600501 |
Source: Monroe County records · APN 10-14-100-001-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 5560 LRC RD, WATERLOO, IL 62298-6550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Construction Mortgage STATE BANK |
| May 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Jul 17, 2020 | Correction Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 16, 2020 |
| Transfer Doc | 0000409488 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 15, 2026 |
| Property Address | 5560 LRC RD, WATERLOO, IL 62298-6550 |
| Document Number | 0000442099 |
| Instrument Date | Apr 06, 2026 |
| Instrument | 2026442099 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 5560 LRC RD, WATERLOO, IL 62298-6550 |
| Document Number | 0000442099, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 2026442099 |
| Name | STATE BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 8.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5560 LRC RD, WATERLOO, IL 62298-6550 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000416909 |
|---|---|
| Date | May 05, 2021 |
| Instrument | 416909 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 15, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 17, 2020 |
| Property Address | 5560 LRC RD, WATERLOO, IL 62298-6550 |
| Document Number | 0000409488 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 409488 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5560 LRC RD WATERLOO IL 622986550, WATERLOO, IL 62298-6550 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $88,710 (+5.95%) Land $14,900 Building $73,810 | ||
| 2024 | $4,343.00 | $258,192 (+2.79%) Land $45,771 Building $212,421 | |
| 2022 | Homeowner's exemption Additional exemption filed | $83,731 Land $14,021 Building $69,710 | $251,193 Land $42,063 Building $209,130 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993, alluvial fan flooding, Severe Storms & Flooding |
| Wildfire Risk | Low above 5% of the US · above 34% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| HTC Holding | Fiber | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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