557 Goldfinch Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 557 Goldfinch Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,480 sqft · built 2002
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,000 (Apr 2026)
Tax Bill	$586 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`455002991866000`

Property Details

APN / Parcel Number

Primary APN	`455002991866000`
Alternative APN	`13414`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,480 sqft Heated Area
Gross Area	2,208 sqft
1st Floor Area	1,064 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	54,450 sqft (1.25 acres)
Lot Dimensions	204 ft deep x 115 ft wide
Porch	Slab
Porch Area	620 sqft
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	13414
Street Address	557 GOLDFINCH LN
City	MURPHY
State	NC
Zip	28906-8945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 61 COUNTRY MTN RIDGE 1107/499
Legal Subdivision	COUNTRY MOUNTAIN RIDGE SUBDIVISION
Legal Lot Number	61
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1000
Census Tract	930606

Owner

Source: Cherokee County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 SARATOGA CIR, SATSUMA, FL 32189-3123
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Jul 1, 2004 · Amount on Record
Deed Document Number	20261743
Deed Book / Page	1799 / 390
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 15, 2026
Property Address	557 GOLDFINCH LN, MURPHY, NC 28906-8945
Document Number	0000001743
Book / Page	1799 / 390
Instrument Date	Mar 18, 2026
Instrument	20261743
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	ICE MORTGAGE TECHNOLOGY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67,266.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SARATOGA CIR, SATSUMA, FL 32189-3123

Mortgage

Document Number	0000001744,
Date	Apr 15, 2026
Instrument	20261744

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 15, 2026
Property Address	557 GOLDFINCH LN, MURPHY, NC 28906-8945
Document Number	001799/390
Book / Page	1799 / 390
Instrument Date	Mar 18, 2026
Instrument	2026.1743
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	ICE MORTGAGE TECHNOLOGY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67,266.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SARATOGA CIR, SATSUMA, FL 32189-3123

Mortgage

Document Number	0000001744,
Date	Apr 15, 2026
Book Page	1799/392
Instrument	2026.1744

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$586.00	$152,640 (-)	$152,640 (-) Land $23,400 Building $129,240
2023		$152,640	$152,640 Land $23,400 Building $129,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Peachtree Broadband Fiber.

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