1. Home
  2. North Carolina
  3. Cherokee County
  4. Murphy
  5. Goldfinch Ln

426 Goldfinch Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 426 Goldfinch Ln, Murphy, NC 28906 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,430 sqft · built 2002
Lot Size1.43 acres (62,291 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Sep 2020)
Tax Bill$1,286 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN455100805342000

Property Details

APN / Parcel Number

Primary APN455100805342000
Alternative APN
  • 46901

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,430 sqft Heated Area
Gross Area2,338 sqft
1st Floor Area988 sqft
Upper Floors Area442 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2012
Exterior MaterialWood Siding
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area62,291 sqft (1.43 acres)
Lot Dimensions268 ft deep x 837 ft wide
TerrainMountain
PorchPatio
Porch Area240 sqft
Deck Area340 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number46901
Street Address426 GOLDFINCH LN
CityMURPHY
StateNC
Zip28906-8990
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 71 COUNTRY MTN RIDGE 1500/568
Legal SubdivisionCOUNTRY MOUNTAIN RIDGE SUBDIVISION
Legal Lot Number71
JurisdictionCHEROKEE NC
Township / Civil DivisionNOTLA
Census Block Group1
Census Block1000
Census Tract930606

Owner

Source: Cherokee County records · APN 455100805342000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address426 GOLDFINCH LN, MURPHY, NC 28906-8990
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2021Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Sep 02, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
DANNY GARLAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 02, 2020 · Amount on Record
Deed SaleSep 02, 2020 · Amount on Record
Prior SaleFeb 25, 2005 · Amount on Record
Deed Document Number20204692
Deed Book / Page1654 / 1000
Prior Transfer DateOct 16, 2014
Prior Transfer Doc1500/0568
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address426 GOLDFINCH LN, MURPHY, NC 28906-8990
Transaction TypeMortgage
Record UpdatedApr 30, 2021
Title CompanyTITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 GOLDFINCH LN, MURPHY, NC 28906-8990

Mortgage

Document Number1677/885
DateApr 12, 2021
Book Page1677/885
Instrument2388
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressMURPHY, NC 28906
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMar 17, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateSep 02, 2020
Property Address426 GOLDFINCH LN, MURPHY, NC 28906-8990
Document Number1654/1000
Book / Page1654 / 1000
Instrument DateAug 29, 2020
Instrument4692
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address699 CANOPY CT, 699, WINTER SPRINGS, FL 32708-3840

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 DEREK LN, MURPHY, NC 28906-4952

Mortgage

Document Number16541002
DateSep 02, 2020
Instrument1654/1002
Lender
NameDANNY GARLAND
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term6 Months
DueMar 02, 2021

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,286.00$182,910 (-)$182,910 (-) Land $24,200 Building $158,710
2023$182,910$182,910 Land $24,200 Building $158,710

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskModerate
above 60% of the US · above 82% of North Carolina
Wildfire LikelihoodAbout 1 in 503 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Blue Ridge Mountain Electric MembershipFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: CND Acquisition. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Goldfinch Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures