544 Goldfinch Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 544 Goldfinch Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,212 sqft · built 2001
Lot Size	0.989 acres (43,124 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Nov 2023)
Tax Bill	$1,191 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`455002899938000`

Property Details

APN / Parcel Number

Primary APN	`455002899938000`
Alternative APNs	`53696` `61608`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,212 sqft Heated Area
Upper Floors Area	396 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2011
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	43,124 sqft (0.989 acres)
Lot Dimensions	179 ft deep x 343 ft wide
Porch	Open Porch
Porch Area	160 sqft
Deck Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	61608
Street Address	544 GOLDFINCH LN
City	MURPHY
State	NC
Zip	28906-8945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63 COUNTRY MTN RIDGE 1669/1115
Legal Lot Number	63
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1000
Census Tract	930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	544 GOLDFINCH LN, MURPHY, NC 28906-8945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jan 14, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Oct 27, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2023 · Amount on Record
Deed Sale	Nov 27, 2023 · Amount on Record
Prior Sale	Jan 14, 2021 · Amount on Record
Deed Document Number	6056
Deed Book / Page	1746 / 1478
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 27, 2023
Property Address	544 GOLDFINCH LN, MURPHY, NC 28906-8945
Document Number	01746/1478
Book / Page	1746 / 1478
Instrument Date	Nov 17, 2023
Instrument	6056
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2923 UPPER PEACHTREE RD, MURPHY, NC 28906-9182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 GOLDFINCH LN, MURPHY, NC 28906-8945

Mortgage

Document Number	0017461481
Date	Nov 27, 2023
Instrument	1746/1481

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	544 GOLDFINCH LN, MURPHY, NC 28906-8945
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01635/1034
Date	Feb 11, 2020
Book Page	01635/1034
Instrument	00636

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 14, 2021
Property Address	544 GOLDFINCH LN, MURPHY, NC 28906-8945
Document Number	1669/1115
Book / Page	1669 / 1115
Instrument Date	Jan 14, 2021
Instrument	306
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	544 GOLDFINCH LN, 544, MURPHY, NC 28906-8945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 MALLARD GREEN CT, SAINT JOHNS, FL 32259-5250

Mortgage

Document Number	16691117
Date	Jan 14, 2021
Instrument	1669/1117

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 27, 2017
Property Address	544 GOLDFINCH LN, MURPHY, NC 28906-8945
Document Number	01572/0741
Book / Page	01572 / 0741
Instrument Date	Oct 25, 2017
Instrument	04981
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	494 GOLDFINCH LN, 494, MURPHY, NC 28906-8990

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 SWEET VIOLET CT, WEST PALM BEACH, FL 33415-4517

Mortgage

Document Number	04982
Date	Oct 27, 2017
Instrument	04982

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,191.00	$168,400 (+2.96%)	$168,400 (+2.96%) Land $21,600 Building $146,800
2023		$163,560	$163,560 Land $21,600 Building $141,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Peachtree Broadband Fiber.

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