494 Goldfinch Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 494 Goldfinch Ln, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,593 sqft · built 2004
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,669 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`455100807148000`

Property Details

APN / Parcel Number

Primary APN	`455100807148000`
Alternative APN	`48846`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,593 sqft Heated Area
Upper Floors Area	691 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Wood Shingle
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	50,094 sqft (1.15 acres)
Lot Dimensions	279 ft deep x 681 ft wide
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	452 sqft
Deck Area	606 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	48846
Street Address	494 GOLDFINCH LN
City	MURPHY
State	NC
Zip	28906-8990
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 65 COUNTRY MTN RIDGE 987/759
Legal Lot Number	65
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1000
Census Tract	930606

Owner

Source: Cherokee County records · APN 455100807148000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	494 GOLDFINCH LN, MURPHY, NC 28906-8990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2018
Deed Sale	Nov 01, 2018
Deed Document Number	0000987759
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	494 GOLDFINCH LN, MURPHY, NC 28906-8990
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1642/358
Date	Apr 27, 2020
Book Page	1642/358
Instrument	2070

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,669.00	$240,710 (-)	$240,710 (-) Land $23,400 Building $217,310
2023		$240,710	$240,710 Land $23,400 Building $217,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force 3 of 6 on primary residences

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	About 1 in 503 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.