429 Goldfinch Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 429 Goldfinch Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,456 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Dec 2018)
Tax Bill	$1,344 (2025)
Deeds & Mortgages	Dec 2018 Sale Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`455100807428000`

Property Details

APN / Parcel Number

Primary APN	`455100807428000`
Alternative APN	`49076`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,456 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Asbestos
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	310 ft deep x 482 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	304 sqft
Deck Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	49076
Street Address	429 GOLDFINCH LN
City	MURPHY
State	NC
Zip	28906-8990
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 COUNTRY MTN RIDGE 1592/1061
Legal Lot Number	68
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1000
Census Tract	930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	429 GOLDFINCH LN, MURPHY, NC 28906-8990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2018	Warranty Deed, Transfer
Aug 6, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
May 23, 2017	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Aug 6, 2018 · Amount on Record
Deed Document Number	06165
Deed Book / Page	01603 / 0837
Record Updated	Jun 8, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 21, 2018
Property Address	429 GOLDFINCH LN, MURPHY, NC 28906-8990
Document Number	01603/0837
Book / Page	01603 / 0837
Instrument Date	Dec 21, 2018
Instrument	06165
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 GOLDFINCH LN, 429, MURPHY, NC 28906-8990

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 GOLD FINCH LN, MURPHY, NC 28906-8990

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 6, 2018
Property Address	429 GOLDFINCH LN, MURPHY, NC 28906-8990
Document Number	01592/1061
Book / Page	01592 / 1061
Instrument Date	Aug 1, 2018
Instrument	03731
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$332.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	388 SOUTHERN VIEW TRL, 388, FANCY GAP, VA 24328-4462

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 GOLD FINCH LN, MURPHY, NC 28906-8990

Mortgage

Document Number	03732
Date	Aug 6, 2018
Instrument	03732

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 23, 2017
Property Address	429 GOLDFINCH LN, MURPHY, NC 28906-8990
Document Number	01561/0337
Book / Page	01561 / 0337
Instrument Date	May 16, 2017
Instrument	02253
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 DARNELL LN, 39, BRASSTOWN, NC 28902-8589

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1911 NW 16TH TER, CAPE CORAL, FL 33993-5837

Mortgage

Document Number	02255
Date	May 23, 2017
Instrument	02255

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,344.00	$186,160 (-)	$186,160 (-) Land $18,000 Building $168,160
2023		$186,160	$186,160 Land $18,000 Building $168,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Peachtree Broadband Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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