557 Enterprise St, Elgin, IL 60120 Property Records

Kane County property record for 557 Enterprise St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 969 sqft · built 1910
Lot Size	0.102 acres (4,442 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Oct 2019)
Tax Bill	$4,837 (2025)
Deeds & Mortgages	May 2021 Transfer Jan 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-455-012`

Property Details

APN / Parcel Number

Primary APN	`06-12-455-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	969 sqft Living Area
Gross Area	1,938 sqft
1st Floor Area	969 sqft
Basement Area	969 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Lot Area	4,442 sqft (0.102 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	557 ENTERPRISE ST
City	ELGIN
State	IL
Zip	60120-3930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY CLERKS SUB LOT N OF LOTS 242 & 243
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	1
Legal Lot Number	N
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1004
Census Tract	851302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	940 BLACKHAWK DR, ELGIN, IL 60120-2004
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 9, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Feb 22, 2021	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2019 · Amount on Record
Deed Sale	Oct 9, 2019 · Amount on Record
Deed Document Number	201947852
Last Transfer Date	Apr 19, 2021
Transfer Doc	0000038860
Record Updated	Oct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 19, 2021
Property Address	557 ENTERPRISE ST, ELGIN, IL 60120-3930
Document Number	0000038860
Instrument Date	Apr 19, 2021
Instrument	2021K038860
Transaction Type	Transfer
Record Updated	Jun 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	940 BLACKHAWK DR, 940, ELGIN, IL 60120-2004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 BLACKHAWK DR, ELGIN, IL 60120-2004

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 13, 2020
Property Address	557 ENTERPRISE ST, ELGIN, IL 60120-3930
Document Number	0000001960
Instrument Date	Dec 27, 2019
Instrument	1960
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2400 BIG TIMBER RD #108 ELGIN IL 601247835, 108, ELGIN, IL 60124-7835

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 9, 2019
Property Address	557 ENTERPRISE ST, ELGIN, IL 60120-3930
Document Number	0000047852
Instrument Date	Oct 3, 2019
Instrument	47852
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 BLACKHAWK DR ELGIN IL 601202004, ELGIN, IL 60120-2004

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Feb 22, 2021
Property Address	557 ENTERPRISE ST, ELGIN, IL 60120-3930
Document Number	0000013735
Instrument Date	Sep 22, 2002
Instrument	2021K013735
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST SOURCE TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 ENTERPRISE ST, ELGIN, IL 60120-3930

Mortgage

Document Number	0000013736
Date	Feb 22, 2021
Instrument	2021K013736

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,837.00 (+3.49%)	$63,412 (+8.57%) Land $12,425 Building $50,987	$190,312 (+8.57%) Land $37,290 Building $153,022
2024	$4,674.00 (+12.06%)	$58,406 (+21.39%) Land $11,444 Building $46,962	$175,288 (+21.44%) Land $34,346 Building $140,942
2022	$4,171.00 (+3.94%)	$48,113 (+6.96%) Land $9,427 Building $38,686	$144,339 (+6.96%) Land $28,281 Building $116,058
2021	$4,013.00	$44,983 Land $8,814 Building $36,169	$134,949 Land $26,442 Building $108,507

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Enterprise St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures