555 Enterprise St, Elgin, IL 60120 Property Records

Kane County property record for 555 Enterprise St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,818 sqft · built 1910
Lot Size	0.242 acres (10,560 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Feb 2004)
Tax Bill	$5,856 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-12-455-011`

Property Details

APN / Parcel Number

Primary APN	`06-12-455-011`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,818 sqft Living Area
Gross Area	2,727 sqft
Basement Area	909 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	10,560 sqft (0.242 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	555 ENTERPRISE ST
City	ELGIN
State	IL
Zip	60120-3930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY CLERKS SUB LOT L OF LOTS 241, 242, & 243
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	1
Legal Lot Number	L
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1004
Census Tract	851302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	555 ENTERPRISE ST, ELGIN, IL 60120-3930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2004 · Amount on Record
Deed Sale	Feb 27, 2004 · Amount on Record
Deed Document Number	200424344
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	555 ENTERPRISE ST, ELGIN, IL 60120-3930
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 ENTERPRISE ST, ELGIN, IL 60120-3930

Mortgage

Document Number	0000039319
Date	Aug 3, 2022
Instrument	2022K039319

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,856.00 (+15.82%) Homeowner's exemption	$84,765 (+8.57%) Land $18,404 Building $66,361	$254,397 (+8.57%) Land $55,234 Building $199,163
2024		$78,074 (+21.39%) Land $16,951 Building $61,123	$234,316 (+21.44%) Land $50,873 Building $183,442
2022	$5,056.00 (+4.7%) Homeowner's exemption	$64,315 (+6.96%) Land $13,964 Building $50,351	$192,945 (+6.96%) Land $41,892 Building $151,053
2021	$4,829.00 Homeowner's exemption	$60,130 Land $13,055 Building $47,075	$180,390 Land $39,165 Building $141,225

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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