520 Enterprise St, Elgin, IL 60120 Property Records

Kane County property record for 520 Enterprise St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,147 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Dec 2003)
Tax Bill	$6,088 (2025)
Deeds & Mortgages	Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-12-452-011`

Property Details

APN / Parcel Number

Primary APN	`06-12-452-011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,147 sqft Living Area
Gross Area	3,225 sqft
Basement Area	1,078 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	520 ENTERPRISE ST
City	ELGIN
State	IL
Zip	60120-3931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W H WILCOXS ADDN BLOCK 2 THE WEST 1/2 OF LOTS 7 & 8
Legal Subdivision	W H WILCOXS ADDN
Legal Block	2
Legal Lot Number	7,8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 ENTERPRISE ST, ELGIN, IL 60120-3931
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2003 · Amount on Record
Deed Sale	Dec 10, 2003 · Amount on Record
Deed Document Number	2003211786
Last Transfer Date	May 27, 2022
Transfer Doc	0000036907
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jul 19, 2022
Property Address	520 ENTERPRISE ST, ELGIN, IL 60120-3931
Document Number	0000036907
Instrument Date	May 27, 2022
Instrument	2022K036907
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 ENTERPRISE ST, 520, ELGIN, IL 60120-3931

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	520 ENTERPRISE ST, ELGIN, IL 60120-3931

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,088.00 (+25.45%) Homeowner's exemption	$87,806 (+8.57%) Land $20,357 Building $67,449	$263,523 (+8.57%) Land $61,095 Building $202,428
2024		$80,875 (+30.51%) Land $18,750 Building $62,125	$242,722 (+30.56%) Land $56,273 Building $186,450
2022	$4,853.00 (+4.75%) Homeowner's exemption	$61,969 (+6.96%) Land $15,445 Building $46,524	$185,907 (+6.96%) Land $46,335 Building $139,572
2021	$4,633.00 Homeowner's exemption	$57,937 Land $14,440 Building $43,497	$173,811 Land $43,320 Building $130,491

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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