552 Enterprise St, Elgin, IL 60120 Property Records

Kane County property record for 552 Enterprise St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1948
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Sep 2019)
Tax Bill	$5,373 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-453-005`

Property Details

APN / Parcel Number

Primary APN	`06-12-453-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	5 Stories
Building Area	1,152 sqft Living Area
Gross Area	1,920 sqft
Basement Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	552 ENTERPRISE ST
City	ELGIN
State	IL
Zip	60120-3966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W H WILCOXS ADDN WEST 1/2 LOT 1 BLOCK 3
Legal Subdivision	W H WILCOXS ADDN
Legal Block	3
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1000
Census Tract	851302

Owner

552 Enterprise St is owned and occupied by two individuals who bought it in September 2019.

Source: Kane County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	552 ENTERPRISE ST, ELGIN, IL 60120-3966
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
May 27, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Sep 11, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2019 · Amount on File
Deed Sale	Sep 11, 2019 · Amount on File
Prior Sale	May 11, 2009 · Amount on File
Deed Document Number	201941999
Prior Transfer Date	Dec 5, 2008
Prior Transfer Doc	0000009951
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Aug 11, 2026
Property Address	552 ENTERPRISE ST, ELGIN, IL 60120-3966
Document Number	0000034356
Instrument Date	Jul 29, 2026
Instrument	202634356
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 ENTERPRISE ST, ELGIN, IL 60120-3966

Mortgage

Document Number	0000034356,
Date	Aug 11, 2026
Instrument	202634356

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 17, 2066

Interest

Rate	6.43%
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Sep 1, 2026
Property Address	552 ENTERPRISE ST, ELGIN, IL 60120-3966
Document Number	0000037842
Instrument Date	Jul 29, 2026
Instrument	202637842
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 ENTERPRISE ST, ELGIN, IL 60120-3966

Mortgage

Document Number	0000037842,
Date	Sep 1, 2026
Instrument	202637842

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Aug 7, 2066

Interest

Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	552 ENTERPRISE ST, ELGIN, IL 60120-3966
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041093
Date	May 27, 2021
Instrument	2021K041093

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	340 Months
Due	Sep 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 11, 2019
Property Address	552 ENTERPRISE ST, ELGIN, IL 60120-3966
Document Number	0000041999
Instrument Date	Aug 30, 2019
Instrument	2019K041999
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	552 ENTERPRISE ST, 552, ELGIN, IL 60120-3966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 WELLINGTON AVE, ELGIN, IL 60120-7759

Tax Assessment & Valuation

The 2025 property tax bill for 552 Enterprise St was $5,373 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,373.00 Homeowner's exemption	$78,432 (+8.57%) Land $14,798 Building $63,634	$235,390 (+8.57%) Land $44,412 Building $190,978
2024		$72,241 Land $13,630 Building $58,611	$216,810 Land $40,906 Building $175,903
2022	$4,639.00 (+4.77%) Homeowner's exemption	$59,510 (+6.96%) Land $11,228 Building $48,282	$178,530 (+6.96%) Land $33,684 Building $144,846
2021	$4,428.00 Homeowner's exemption	$55,637 Land $10,497 Building $45,140	$166,911 Land $31,491 Building $135,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 552 Enterprise St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 552 Enterprise St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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