563 Enterprise St, Elgin, IL 60120 Property Records

Kane County property record for 563 Enterprise St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,003 sqft · built 1900
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Dec 2021)
Tax Bill	$4,604 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-455-014`

Property Details

APN / Parcel Number

Primary APN	`06-12-455-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,003 sqft Living Area
Gross Area	1,755 sqft
1st Floor Area	1,003 sqft
Basement Area	752 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,801 sqft (0.225 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	563 ENTERPRISE ST
City	ELGIN
State	IL
Zip	60120-3930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY CLERKS SUB LOT P OF LOT 242
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	1
Legal Lot Number	P,242
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1004
Census Tract	851302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	563 ENTERPRISE ST, ELGIN, IL 60120-3930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Nov 13, 2009 · Amount on Record
Deed Document Number	202192260
Prior Transfer Date	Oct 30, 2009
Prior Transfer Doc	0000084808
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 13, 2021
Property Address	563 ENTERPRISE ST, ELGIN, IL 60120-3930
Document Number	0000092260
Instrument Date	Nov 26, 2021
Instrument	2021K092260
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 ENTERPRISE ST, ELGIN, IL 60120-3930

Mortgage

Document Number	0000092261
Date	Dec 13, 2021
Instrument	2021K092261

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,604.00 (+15.79%) Homeowner's exemption	$68,354 (+8.57%) Land $18,182 Building $50,172	$205,144 (+8.57%) Land $54,568 Building $150,576
2024		$62,959 (+21.39%) Land $16,747 Building $46,212	$188,953 (+21.44%) Land $50,261 Building $138,691
2022	$3,976.00 (+5.63%) Homeowner's exemption	$51,864 (+6.96%) Land $13,796 Building $38,068	$155,592 (+6.96%) Land $41,388 Building $114,204
2021	$3,764.00 Homeowner's exemption	$48,489 Land $12,898 Building $35,591	$145,467 Land $38,694 Building $106,773

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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