557 Ely St, Allegan, MI 49010 Property Records

Allegan County property record for 557 Ely St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,398 sqft · built 1947
Lot Size	0.685 acres (29,839 sqft)
Owner	2 Individual Names on Record
Last Sale	$226,000 (Apr 2026)
Tax Bill	$2,011 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-300-016-00`

Property Details

APN / Parcel Number

Primary APN	`51-300-016-00`
Alternative APN	`03-51-300-016-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,398 sqft Living Area
1st Floor Area	1,398 sqft
Basement Area	1,146 sqft
Unfinished Basement	1,146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Wood
Foundation Type	Raised
Lot Area	29,839 sqft (0.685 acres)
Lot Dimensions	439 ft deep x 68 ft wide
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	557 ELY ST
City	ALLEGAN
State	MI
Zip	49010-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 SFR
Legal Description	THE WLY 68 FT OF FOL. COM AT A PT 41 RDS & 1 FT S 52 DEG W OF A PT WHERE CTR LINE OF ELY ST CROSSES THE E LINE OF SEC 29 TH S 40 DEG E E 439 FT S 54 DEG 50 MIN W 136 FT TH N 40 DEG W TO CTR OF ELY ST TH N 52 DEG E ABOUT 8 RDS TO BEG BEING PT OF SE 1/
Jurisdiction	ALLEGAN MI
Township / Civil Division	ALLEGAN
Census Block Group	3
Census Block	3022
Census Tract	31200

Owner

Source: Allegan County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3149 60TH ST, HAMILTON, MI 49419-9657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CREDIT UNION
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Deed Document Number	20267091
Deed Book / Page	5133 / 348
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 29, 2026
Property Address	557 ELY ST, ALLEGAN, MI 49010-1420
Document Number	0000007091
Book / Page	5133 / 348
Instrument Date	Apr 24, 2026
Instrument	2026.7091
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$196,303.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3149 60TH ST, HAMILTON, MI 49419-9657

Mortgage

Document Number	0000007092,
Date	Apr 29, 2026
Instrument	2026..7092

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 29, 2026
Property Address	557 ELY ST, ALLEGAN, MI 49010-1420
Document Number	005133/348
Book / Page	5133 / 348
Instrument Date	Apr 24, 2026
Instrument	20267091
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$196,303.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3149 60TH ST, HAMILTON, MI 49419-9657

Mortgage

Document Number	0000007092,
Date	Apr 29, 2026
Instrument	20267092

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Allegan City
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,300 (+6.15%) Land $33,800 Building $83,500	$234,600 (+6.15%) Land $67,600 Building $167,000
2025	$2,011.00 (+2.29%) Homeowner's exemption	$110,500 (+30.31%) Land $28,300 Building $82,200	$221,000 (+30.31%) Land $56,600 Building $164,400
2024	$1,966.00 (+9.89%)
2023		$84,800 Land $23,400 Building $61,400	$169,600 Land $46,800 Building $122,800
2022	$1,789.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLEGAN serves 5,930 people · EPA ID MI0000120
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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