Santa Rosa County property record for 5566 Whispering Woods Dr, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,031 sqft · built 1997 |
| Lot Size | 0.582 acres (25,341 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $331,000 (Oct 2021) |
| Tax Bill | $264 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-2N-29-5699-00D00-0090 |
| Primary APN | 34-2N-29-5699-00D00-0090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,031 sqft Living Area |
| Gross Area | 3,024 sqft |
| 1st Floor Area | 2,031 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 25,341 sqft (0.582 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 65 sqft |
| Deck Area | 372 sqft |
| Patio Area | 136 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5566 WHISPERING WOODS DR |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-7325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | WHISPERING WOODS PHASE 3 LOT 9 BLK D AS DES IN OR 4189 PG 1354 |
| Legal Range | 29W |
| Legal Township | 2N |
| Legal Section | 34 |
| Legal Subdivision | WHISPERING WOODS/ALL |
| Legal Block | D |
| Legal Lot Number | 9 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10301 |
Source: Santa Rosa County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5566 WHISPERING WOODS DR, MILTON, FL 32571-7325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Oct 6, 2021 | Warranty Deed, Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC |
| Jul 28, 2020 | Warranty Deed, Transfer SURETY LAND TITLE/FL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2021 · Amount on Record |
| Deed Sale | Oct 6, 2021 · Amount on Record |
| Prior Sale | Jul 28, 2020 · Amount on Record |
| Deed Document Number | 202166896 |
| Deed Book / Page | 4189 / 1354 |
| Prior Transfer Date | Aug 12, 2012 |
| Prior Transfer Doc | 0031640100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5566 WHISPERING WOODS DR, PACE, FL 32571-7325 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | IT |
| Name | Verified Name |
|---|---|
| Address | 5566 WHISPERING WOODS DR, PACE, FL 32571-7325 |
| Document Number | 0046851758 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 4685/1758 |
| Instrument | 202556702 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 6, 2021 |
| Property Address | 5566 WHISPERING WOODS DR, PACE, FL 32571-7325 |
| Document Number | 0041891354 |
| Book / Page | 4189 / 1354 |
| Map Reference | MB F PG 61 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 202166896 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,317.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2542 DEBBIE DR, LIMA, OH 45807-1215 |
| Name | Verified Name |
|---|---|
| Address | 5566 WHISPERING WOODS DR, MILTON, FL 32571-7325 |
| Document Number | 0041891358 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 4189/1358 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 28, 2020 |
| Property Address | 5566 WHISPERING WOODS DR, PACE, FL 32571-7325 |
| Document Number | 0039820095 |
| Book / Page | 003982 / 000095 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 37510 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | SURETY LAND TITLE/FL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,708.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5566 WHISPERING WOODS DR PACE FL 325717325, PACE, FL 32571-7325 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $261,572 (+1.44%) Land $35,000 Building $226,572 | $261,572 (+1.44%) Land $35,000 Building $226,572 | |
| 2024 | $264.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $257,852 (+0.72%) Land $35,000 Building $222,852 | $257,852 (+0.72%) Land $35,000 Building $222,852 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $256,014 Land $35,000 Building $221,014 | $256,014 Land $35,000 Building $221,014 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 4 (2014–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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