5561 Whispering Woods Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5561 Whispering Woods Dr, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,061 sqft · built 1996
Lot Size0.51 acres (22,259 sqft)
Owner2 Individual Names on Record
Last Sale$208,500 (Aug 2016)
Tax Bill$1,793 (2024)
Deeds & MortgagesJul 2021 Mortgage
May 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN34-2N-29-5699-00C00-0030

Property Details

APN / Parcel Number

Primary APN34-2N-29-5699-00C00-0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,061 sqft Heated Area
Gross Area2,968 sqft
1st Floor Area2,501 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area22,259 sqft (0.51 acres)
Lot Dimensions1,720 ft deep x 1,270 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area299 sqft
Deck Area168 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number342N29569900C000030
Street Address5561 WHISPERING WOODS DR
CityPACE
StateFL
Zip32571-7324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal DescriptionWHISPERING WOODS PHASE 3 LOT 3 BLK C AS DES IN OR 3547 PG 2029
Legal Range29W
Legal Township02N
Legal Section34
Legal SubdivisionWHISPERING WOODS/ALL
Legal Phase3
Legal BlockC
Legal Lot Number3
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group2
Census Block2000
Census Tract10301

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5561 WHISPERING WOODS DR, PACE, FL 32571-7324
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Deed of Trust, Mortgage · FHA Mortgage
EVERETT FINANCIAL INC
May 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2016 · Amount on Record
Deed SaleAug 16, 2016 · Amount on Record
Prior SaleAug 14, 1998 · Amount on Record
Deed Document Number201632372
Deed Book / Page3547 / 2029
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5561 WHISPERING WOODS DR, PACE, FL 32571-7324
Transaction TypeMortgage
Record UpdatedMar 27, 2026
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5561 WHISPERING WOODS DR, PACE, FL 32571-7324

Mortgage

Document Number0041482001
DateJul 15, 2021
Book Page4148/2001
Instrument202147576
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5561 WHISPERING WOODS DR, PACE, FL 32571-7324
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5561 WHISPERING WOODS DR, PACE, FL 32571-7324

Mortgage

Document Number0042811932
DateMay 10, 2022
Book Page4281/1932
Instrument202228274
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,793.00 (+9.6%) Homeowner's exemption$169,505 (+3%)$246,502 (+1.01%) Land $35,000 Building $211,502
2023$1,636.00 (+2.96%) Homeowner's exemption$164,568 (+3%)$244,033 (+2.08%) Land $35,000 Building $209,033
2022$1,589.00 Homeowner's exemption$159,775$239,051 Land $30,000 Building $209,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims4 (2014–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 41% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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