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5565 Whispering Woods Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5565 Whispering Woods Dr, Pace, FL 32571 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2001
Square Footage1,895 sqft Living Area
Lot Size21,170 sqft (0.486 acres)
OccupancyOwner Occupied
Last Sale$232,500 (2020)
Tax Bill$2,114.00 (2025)

Owner

Source: Santa Rosa County records · APN 34-2N-29-5699-00C00-0020

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5565 WHISPERING WOODS DR, MILTON, FL 32571-7324
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
GUILD MORTGAGE COMPANY
May 04, 2020Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 12, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 04, 2020 · Amount on Record
Deed SaleMay 04, 2020 · Amount on Record
Prior SaleJul 12, 2017 · Amount on Record
Deed Doc Number202021065
Deed Book / Page3946 / 1791
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 10, 2026
Property Address5565 WHISPERING WOODS DR, MILTON, FL 32571-7324
Document Number0000034896
Book / Page4766 / 62
Instrument DateJul 09, 2026
Instrument202634896
Transaction TypeTransfer
Record UpdatedAug 06, 2026
Title CompanyPENSACOLA TITLE CO LLC, PENSACOLA TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$226,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5565 WHISPERING WOODS DR, MILTON, FL 32571-7324

Mortgage

Document Number0000034897,
DateJul 10, 2026
Instrument202634897
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.53%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 04, 2020
Property Address5565 WHISPERING WOODS DR, PACE, FL 32571-7324
Document Number0039461791
Book / Page3946 / 1791
Map ReferenceMB F PG 61
Instrument DateMay 04, 2020
Instrument202021065
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,627.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address17435 ABRINGTON LANE, 17435, FAIRHOPE, AL 36532

Transferred To (Grantee/Buyer)

NameVerified Name
Address6025 AUTUMN PINES CIR, PACE, FL 32571-6367

Mortgage

Document Number0039461794
DateMay 04, 2020
Instrument3946/1794
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 12, 2017
Property Address5565 WHISPERING WOODS DR, PACE, FL 32571-7324
Document Number0036411740
Book / Page003641 / 001740
Instrument DateJul 11, 2017
Instrument28319
Transaction TypeTransfer
Record UpdatedJul 21, 2017
Title CompanyCLEAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,456.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5565 WHISPERING WOODS DR PACE FL 325717324, PACE, FL 32571-7324

Mortgage

Document Number36411742
DateJul 12, 2017
Book Page003641/001742
Instrument28320
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 11, 2047

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,114.00 (+3.07%) Homeowner's exemption$200,777 (+2.9%)$236,024 (+1.74%) Land $35,000 Building $201,024
2024$2,051.00 (+4.54%) Homeowner's exemption$195,118 (+3%)$231,991 (+1.02%) Land $35,000 Building $196,991
2023$1,962.00 (+2.83%) Homeowner's exemption$189,435 (+3%)$229,653 (+3.16%) Land $35,000 Building $194,653
2022$1,908.00 Homeowner's exemption$183,917$222,626 Land $30,000 Building $192,626

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire LikelihoodAbout 1 in 442 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN34-2N-29-5699-00C00-0020
Alternative APN
  • N29234569900C000020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,895 sqft Living Area
Gross Area2,812 sqft Gross Area
1st Floor1,895 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2001
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area21,170 sqft (0.486 acres)
Depth X Width169 ft x 112 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area2 sqft Shed
Deck Area120 sqft Deck
PorchOpen Porch
Porch Area217 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address5565 WHISPERING WOODS DR
CityMILTON
StateFL
Zip32571-7324
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHISPERING WOODS PHASE 3 LOT 2 BLK C AS DES IN OR 3946 PG 1791
Legal Range29W
Legal Township2N
Legal Section34
Legal SubdivisionWHISPERING WOODS/ALL
Legal BlockC
Legal Lot Number2
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup2
Census Block2000
Census Tract10301

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