5546 Whispering Woods Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5546 Whispering Woods Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,891 sqft · built 1996
Lot Size	0.564 acres (24,573 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Jul 2019)
Tax Bill	$2,384 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-2N-29-5699-00D00-0080`

Property Details

APN / Parcel Number

Primary APN	`34-2N-29-5699-00D00-0080`
Alternative APN	`N29234569900D000080`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,891 sqft Living Area
Gross Area	2,499 sqft
1st Floor Area	1,891 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	24,573 sqft (0.564 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	51 sqft
Patio Area	137 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5546 WHISPERING WOODS DR
City	PACE
State	FL
Zip	32571-7325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	WHISPERING WOODS PHASE 3 LOT 8 BLK D LESS A PORT IN SWLY CORN ALL AS DES IN OR 3853 PG 636 & AS DES IN OR 4460 PG 1231
Legal Range	29W
Legal Township	2N
Legal Section	34
Legal Subdivision	WHISPERING WOODS/ALL
Legal Block	D
Legal Lot Number	8
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2000
Census Tract	10301

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5546 WHISPERING WOODS DR, PACE, FL 32571-7325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Intrafamily Transfer, Transfer · Loan Assumption SERVIS ONE INC
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Jul 25, 2019	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jul 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Prior Sale	Jul 10, 2019 · Amount on Record
Deed Document Number	201932291
Deed Book / Page	3853 / 636
Last Transfer Date	Dec 9, 2023
Transfer Doc	0044601231
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 20, 2023
Property Address	5546 WHISPERING WOODS DR, PACE, FL 32571-7325
Document Number	0044601231
Book / Page	4460 / 1231
Map Reference	MB F PG 61
Instrument Date	Dec 9, 2023
Instrument	202356517
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5546 WHISPERING WOODS DR, PACE, FL 32571-7325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5546 WHISPERING WOODS DR, PACE, FL 32571-7325

Mortgage

Document Number	0044601235
Date	Dec 20, 2023
Instrument	4460/1235

Lender

Name	SERVIS ONE INC
Type	Non-Lending Institution

Agreement

Type	Loan Assumption
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5546 WHISPERING WOODS DR, PACE, FL 32571-7325
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039711689
Date	Jul 2, 2020
Book Page	3971/1689
Instrument	202032765

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company
Address	LAKE FOREST, IL 60045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 25, 2019
Property Address	5546 WHISPERING WOODS DR, PACE, FL 32571-7325
Document Number	0038530636
Book / Page	3853 / 0636
Map Reference	MB F PG 61
Instrument Date	Jul 22, 2019
Instrument	201932291
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,484.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	392 CLAIRMONT DR, 392, PENSACOLA, FL 32506-5303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5546 WHISPERING WOODS DR, PACE, FL 32571-7325

Mortgage

Document Number	0003853640
Date	Jul 25, 2019
Instrument	3853/640

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 10, 2019
Property Address	5546 WHISPERING WOODS DR, PACE, FL 32571-7325
Document Number	0038480473
Book / Page	003848 / 000473
Instrument Date	Nov 5, 2012
Instrument	29574
Transaction Type	Transfer
Record Updated	Sep 3, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$886.20
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5546 WHISPERING WOODS DR PACE FL 325717325, PACE, FL 32571-7325

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$230,109 (+1.71%) Land $35,000 Building $195,109	$230,109 (+1.71%) Land $35,000 Building $195,109
2024	$2,384.00 (-1.16%) Homeowner's exemption	$226,240 (+1.08%) Land $35,000 Building $191,240	$226,240 (+0.99%) Land $35,000 Building $191,240
2023	$2,412.00 (+2.81%) Homeowner's exemption Additional exemption filed	$223,814 (+3.09%)	$224,013 (+3.18%) Land $35,000 Building $189,013
2022	$2,346.00 Homeowner's exemption Additional exemption filed	$217,101	$217,101 Land $30,000 Building $187,101

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	4 (2014–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

5546 Whispering Woods Dr, Pace (Milton), FL 32571 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Whispering Woods Dr

Nearby Streets

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