Santa Rosa County property record for 5545 Whispering Woods Dr, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,105 sqft · built 1995 |
| Owner | 2 Individual Names on Record |
| Last Sale | $254,000 (Nov 2015) |
| Tax Bill | $1,809 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-2N-29-5699-00D00-0020 |
| Primary APN | 34-2N-29-5699-00D00-0020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,105 sqft Heated Area |
| Gross Area | 2,773 sqft |
| 1st Floor Area | 2,525 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 248 sqft |
| Patio Area | 184 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 342N29569900D000020 |
|---|---|
| Street Address | 5545 WHISPERING WOODS DR |
| City | PACE |
| State | FL |
| Zip | 32571-7324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | WHISPERING WOODS PHASE 3 LOT 2 BLK D AS DES IN OR 3477 PG 977 |
| Legal Range | 29W |
| Legal Township | 02N |
| Legal Section | 34 |
| Legal Subdivision | WHISPERING WOODS/ALL |
| Legal Phase | 3 |
| Legal Block | D |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10301 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5545 WHISPERING WOODS DR, PACE, FL 32571-7324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2015 · Amount on Record |
| Deed Sale | Nov 19, 2015 · Amount on Record |
| Prior Sale | Dec 30, 2003 · Amount on Record |
| Deed Document Number | 201543588 |
| Deed Book / Page | 3477 / 0977 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5545 WHISPERING WOODS DR, PACE, FL 32571-7324 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0040600625 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 4060/625 |
| Instrument | 202104423 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2046 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,809.00 (+9.31%) Homeowner's exemption Disabled Person's exemption | $176,148 (+3%) | $252,979 (+0.97%) Land $35,000 Building $217,979 |
| 2023 | $1,655.00 (+3.12%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $171,017 (+3%) | $250,558 (+2.02%) Land $35,000 Building $215,558 |
| 2022 | $1,605.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $166,036 | $245,588 Land $30,000 Building $215,588 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 4 (2014–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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