5410 Lrc Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5410 Lrc Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,560 sqft · built 2010
Lot Size	3.02 acres (131,551 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jan 2026)
Tax Bill	$9,103 (2025)
Deeds & Mortgages	Jan 2026 Sale May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-14-165-001-000`

Property Details

APN / Parcel Number

Primary APN	`10-14-165-001-000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,560 sqft Living Area
1st Floor Area	2,560 sqft
Basement Area	2,560 sqft
Unfinished Basement	2,560 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	131,551 sqft (3.02 acres)
Garage Area	784 sqft
Porch	Slab
Porch Area	934 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5410 LRC RD
City	WATERLOO
State	IL
Zip	62298-6548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA2
Legal Description	LOT 1 SCHULYA MEADOWS
Legal Range	10W
Legal Township	03S
Legal Section	14
Legal Subdivision	SCHULYA MEADOWS
Legal Lot Number	1
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	1
Census Block	1020
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	205 OAK TREE DR, COLUMBIA, IL 62236-1145
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Warranty Deed, Transfer COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW
May 19, 2021	Deed of Trust, Mortgage · VA Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Deed Document Number	2026440756
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jan 2, 2026
Property Address	5410 LRC RD, WATERLOO, IL 62298-6548
Document Number	0000440756
Instrument Date	Jan 2, 2026
Instrument	440756
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5410 LRC RD, WATERLOO, IL 62298-6548

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5410 LRC RD, WATERLOO, IL 62298-6548
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000417295
Date	May 19, 2021
Instrument	417295

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,103.00 (+13.89%) Homeowner's exemption	$158,630 (+10.06%) Land $9,650 Building $148,980	$475,890 (+10.06%) Land $28,950 Building $446,940
2024	$7,993.00 Additional exemption filed	$144,136 (+6.19%) Land $10,191 Building $133,945	$432,408 (+6.19%) Land $30,573 Building $401,835
2022	Additional exemption filed	$135,730 Land $9,650 Building $126,080	$407,190 Land $28,950 Building $378,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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