5540 Kiva Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 5540 Kiva Dr, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,931 sqft · built 1966
Lot Size0.206 acres (8,980 sqft)
OwnerCompany Name on File
Last Sale$260,000 (Jan 2013)
Tax Bill$3,730 (2025)
Deeds & MortgagesAug 2020 Transfer
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN230-0423-006-0000

Property Details

APN / Parcel Number

Primary APN230-0423-006-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,931 sqft Living Area
1st Floor Area1,931 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area8,980 sqft (0.206 acres)
Garage Area414 sqft
Parking Spaces2 Parking Spaces
Pool Area15,000 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5540 KIVA DR
CityCARMICHAEL
StateCA
Zip95608-8026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionCAMERON RANCH 04, LOT 212
Legal SubdivisionCAMERON RANCH 04
Legal Lot Number212
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1018
Census Tract7604

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5540 KIVA DR, CARMICHAEL, CA 95608-8026
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 25, 2013 · Amount on Record
Deed SaleJan 25, 2013 · Amount on Record
Prior SaleMay 16, 2007 · Amount on Record
Deed Book / Page20130125 / 939
Last Transfer DateJul 30, 2020
Transfer Doc8140000001627
Record UpdatedSep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateAug 14, 2020
Property Address5540 KIVA DR, CARMICHAEL, CA 95608-8026
Document Number2008141627
Instrument DateJul 30, 2020
Instrument2008141627
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5540 KIVA DR CARMICHAEL CA 956088026, CARMICHAEL, CA 95608-8026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5540 KIVA DR, CARMICHAEL, CA 95608-8026
Document Number2007011025
Instrument DateJun 26, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address5540 KIVA DR CARMICHAEL CA 956088026, CARMICHAEL, CA 95608-8026

Mortgage

Document Number2007011025
DateJul 1, 2020
Instrument2007011025
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 30, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$326,438 (+2%) Land $125,600 Building $200,838
2025$3,730.00 (+1%) Homeowner's exemption$320,038 (+4.04%) Land $123,138 Building $196,900
2024$3,693.00 (+2.67%)
2023$3,597.00 (+0.56%) Homeowner's exemption$307,612 Land $118,357 Building $189,255
2022$3,577.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people · EPA ID CA3410001
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: California Internet, Consolidated Communications, Succeed.Net.

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