5508 Kiva Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 5508 Kiva Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,400 sqft · built 1963
Lot Size	0.288 acres (12,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jan 2008)
Tax Bill	$5,083 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`230-0423-002-0000`

Property Details

APN / Parcel Number

Primary APN	`230-0423-002-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
1st Floor Area	1,200 sqft
2nd Floor Area	1,200 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	12,560 sqft (0.288 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Area	9,700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5508 KIVA DR
City	CARMICHAEL
State	CA
Zip	95608-8026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	CAMERON RANCH 04, LOT 208
Legal Subdivision	CAMERON RANCH 04
Legal Lot Number	208
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1018
Census Tract	7604

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5508 KIVA DR, CARMICHAEL, CA 95608-8026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Line of Credit THE GOLDEN ONE CU
Apr 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2008 · Amount on Record
Deed Sale	Jan 8, 2008 · Amount on Record
Prior Sale	Oct 11, 2007 · Amount on Record
Deed Book / Page	20080108 / 737
Prior Transfer Date	Apr 11, 2006
Prior Transfer Doc	0000002613
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5508 KIVA DR, CARMICHAEL, CA 95608-8026
Transaction Type	Mortgage
Record Updated	Mar 9, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5508 KIVA DR, CARMICHAEL, CA 95608-8026
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000411
Date	Feb 28, 2023
Instrument	2023022800411

Lender

Name	THE GOLDEN ONE CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5508 KIVA DR, CARMICHAEL, CA 95608-8026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000575
Date	Apr 17, 2017
Book Page	20170417/0575

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$435,418 (+2%) Land $239,147 Building $196,271
2025	$5,083.00 (+0.95%)	$426,881 (+4.04%) Land $234,458 Building $192,423
2024	$5,035.00 (+2.61%)
2023	$4,907.00 (+0.53%)	$410,305 Land $225,354 Building $184,951
2022	$4,881.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cal.net, Fidium Fiber.

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