5533 Kiva Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 5533 Kiva Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,078 sqft · built 1962
Lot Size	0.32 acres (13,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Nov 2016)
Tax Bill	$5,650 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`230-0422-005-0000`

Property Details

APN / Parcel Number

Primary APN	`230-0422-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,078 sqft Living Area
1st Floor Area	2,078 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	13,930 sqft (0.32 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Area	19,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5533 KIVA DR
City	CARMICHAEL
State	CA
Zip	95608-8047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	CAMERON RANCH 04, LOT 214
Legal Subdivision	CAMERON RANCH 04
Legal Lot Number	214
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1017
Census Tract	7604

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5533 KIVA DR, CARMICHAEL, CA 95608-8047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 23, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Apr 19, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2016 · Amount on Record
Deed Sale	Nov 7, 2016 · Amount on Record
Deed Book / Page	20161107 / 1118
Prior Transfer Date	Apr 25, 1997
Prior Transfer Doc	9705001342
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5533 KIVA DR, CARMICHAEL, CA 95608-8047
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5533 KIVA DR, CARMICHAEL, CA 95608-8047
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001628
Date	Aug 9, 2021
Instrument	202108091628

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5533 KIVA DR, CARMICHAEL, CA 95608-8047
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5533 KIVA DR, CARMICHAEL, CA 95608-8047

Mortgage

Document Number	8090000001628
Date	Aug 9, 2021
Book Page	20210809/1628

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5533 KIVA DR, CARMICHAEL, CA 95608-8047
Document Number	2003300421
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5533 KIVA DR CARMICHAEL CA 956088047, CARMICHAEL, CA 95608-8047

Mortgage

Document Number	2003300421
Date	Mar 30, 2020
Instrument	2003300421

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5533 KIVA DR, CARMICHAEL, CA 95608-8047
Document Number	1904241583
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5533 KIVA DR CARMICHAEL CA 956088047, CARMICHAEL, CA 95608-8047

Mortgage

Document Number	1904241583
Date	Apr 24, 2019
Instrument	1904241583

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$491,268 (+2%) Land $162,768 Building $328,500
2025	$5,650.00 (+0.98%) Homeowner's exemption	$481,636 (+4.04%) Land $159,577 Building $322,059
2024	$5,595.00 (+2.64%)
2023	$5,451.00 (+0.55%) Homeowner's exemption	$462,936 Land $153,382 Building $309,554
2022	$5,421.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cal.net, Fidium Fiber.

Nearby Properties on Kiva Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures