5554 Kiva Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 5554 Kiva Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,391 sqft · built 1962
Lot Size	0.213 acres (9,289 sqft)
Owner	2 Individual Names on Record
Last Sale	$627,500 (Sep 2023)
Tax Bill	$7,620 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`230-0283-012-0000`

Property Details

APN / Parcel Number

Primary APN	`230-0283-012-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,391 sqft Living Area
1st Floor Area	2,011 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	9,289 sqft (0.213 acres)
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	5554 KIVA DR
City	CARMICHAEL
State	CA
Zip	95608-8026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	POR LOT 213 CAMERON RANCH N0 4, DESC AS BEG AT THE MOST E CORSD LOT; TH FR POB S35%09W 55.49 FT; TH N07%0320W 35.34 FT TOA
Legal Subdivision	OAK CRK ESTATES
Legal Lot Number	213
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1018
Census Tract	7604

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5554 KIVA DR, CARMICHAEL, CA 95608-8026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Grant Deed, Transfer · Conventional Mortgage WEST WIDE FINANCE & REALTY
Jan 27, 2022	Intrafamily Transfer, Transfer
Jan 27, 2022	Intrafamily Transfer, Transfer
Jul 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2023 · Amount on Record
Deed Sale	Sep 11, 2023 · Amount on Record
Prior Sale	May 4, 2006 · Amount on Record
Deed Book / Page	20230911 / 782
Prior Transfer Date	Jan 19, 2022
Prior Transfer Doc	2022000943
Record Updated	Sep 20, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 11, 2023
Property Address	5554 KIVA DR, CARMICHAEL, CA 95608-8026
Document Number	0000000782
Map Reference	MB 54 MAP 29
Instrument Date	Sep 7, 2023
Instrument	202309110782
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5554 KIVA DR, CARMICHAEL, CA 95608-8026

Mortgage

Document Number	0000000783
Date	Sep 11, 2023
Instrument	202309110783

Lender

Name	WEST WIDE FINANCE & REALTY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 27, 2022
Property Address	5554 KIVA DR, CARMICHAEL, CA 95608-8026
Document Number	0000000943
Map Reference	MB 54 MAP 29
Instrument Date	Jan 19, 2022
Instrument	2022012700943
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5554 KIVA DR, CARMICHAEL, CA 95608-8026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 27, 2022
Property Address	5554 KIVA DR, CARMICHAEL, CA 95608-8026
Document Number	0000000944
Map Reference	MB 54 MAP 29
Instrument Date	Jan 19, 2022
Instrument	2022012700944
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5554 KIVA DR, CARMICHAEL, CA 95608-8026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5554 KIVA DR, CARMICHAEL, CA 95608-8026
Document Number	1707261165
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5554 KIVA DR CARMICHAEL CA 956088026, CARMICHAEL, CA 95608-8026

Mortgage

Document Number	1707261165
Date	Jul 26, 2017
Instrument	1707261165

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 25, 2032

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$660,654 (+2%) Land $166,464 Building $494,190
2025	$7,620.00 (+0.98%) Homeowner's exemption	$647,700 (+1.67%) Land $163,200 Building $484,500
2024	$7,546.00 (-0.83%)
2023	$7,609.00 (+1.66%)	$637,038 Land $197,019 Building $440,019
2022	$7,485.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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