554 W Eldorado Dr, Scroggins, TX 75480 Property Records

Franklin County property record for 554 W Eldorado Dr, Scroggins, TX 75480

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,230 sqft · built 2005
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Tax Bill	$17,479 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2022 Sale + 2 more
APN	`02125-00000-00011-000000`

Property Details

APN / Parcel Number

Primary APN	`02125-00000-00011-000000`
Alternative APN	`10273`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,230 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	217 ft deep x 100 ft wide
Garage Area	380 sqft
Porch	Porch
Porch Area	600 sqft
Patio Area	967 sqft

Location & Zoning

Account Number	10273
Street Address	554 W ELDORADO DR
City	SCROGGINS
State	TX
Zip	75480-5531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 254 L T JOHNSON LT 11 EL DORADO BAY LEASEHOLD STRUCTURAL ELEVATION ; 393.508
Legal Subdivision	EL DORADO BAY
Legal Lot Number	11
Jurisdiction	FRANKLIN TX
Township / Civil Division	WINNSBORO
Census Block Group	2
Census Block	2002
Census Tract	950300

Owner

Source: Franklin County records, as of March 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	554 W ELDORADO DR, SCROGGINS, TX 75480-5531
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Oct 6, 2022	Warranty Deed, Transfer
Nov 6, 2020	Intrafamily Transfer, Transfer
Nov 30, 2017	Vendor's Lien, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2022
Deed Sale	Oct 6, 2022
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Document Number	2022166923
Deed Book / Page	437 / 757
Prior Transfer Date	Oct 28, 2020
Prior Transfer Doc	000396/501
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TX
Property Address	554 W ELDORADO DR, SCROGGINS, TX 75480-5531
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000386/550
Date	Jun 3, 2020
Book Page	386/550
Instrument	157459

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TX
Recording Date	Oct 6, 2022
Property Address	554 W ELDORADO DR, SCROGGINS, TX 75480-5531
Document Number	000437/757
Book / Page	437 / 757
Instrument Date	Oct 4, 2022
Instrument	166923
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 W ELDORADO DR, SCROGGINS, TX 75480-5531

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN TX
Recording Date	Nov 6, 2020
Property Address	554 W ELDORADO DR, SCROGGINS, TX 75480-5531
Document Number	000396/501
Book / Page	396 / 501
Map Reference	VOL D PG 154
Instrument Date	Oct 28, 2020
Instrument	159313
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	7004 BRAYFORD WAY, MCKINNEY, TX 75071-6531

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FRANKLIN TX
Recording Date	Nov 30, 2017
Property Address	554 W ELDORADO DR, SCROGGINS, TX 75480-5531
Document Number	00348/0657
Book / Page	348 / 0657
Map Reference	SL 142 A
Instrument Date	Nov 30, 2017
Instrument	150132
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	NATIONAL TITLE COMPANY (H, NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7004 BRAYFORD WAY, MC KINNEY, TX 75071-6531

Mortgage

Document Number	0000150133
Date	Nov 30, 2017
Instrument	150133

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Franklin County
Unified School District	Mount Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,479.00 (+100.56%)	$1,361,670 (+31.79%) Land $410,000 Building $951,670	$1,361,670 (+31.79%) Land $410,000 Building $951,670
2023		$1,033,220 Land $331,250 Building $701,970	$1,033,220 Land $331,250 Building $701,970
2021	$8,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYPRESS SPRINGS SUD SOUTH PLANT serves 1,821 people · EPA ID TX0800016
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Nextlink, Verizon.

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