552 W Eldorado Dr, Scroggins, TX 75480 Property Records

Franklin County property record for 552 W Eldorado Dr, Scroggins, TX 75480

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,992 sqft · built 2005
Owner	Individual Name on Record
Tax Bill	$15,464 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2021 Mortgage + 2 more
APN	`02125-00000-00012-000000`

Property Details

APN / Parcel Number

Primary APN	`02125-00000-00012-000000`
Alternative APN	`4490`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,992 sqft Total Area

Exterior

Year Built	Built 2005
Lot Width	100 ft Width
Porch	Porch
Porch Area	820 sqft
Patio Area	140 sqft

Location & Zoning

Account Number	4490
Old Parcel Number	021250000000012000000
Street Address	552 W ELDORADO DR
City	SCROGGINS
State	TX
Zip	75480-5531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST 254 L T JOHNSON LT 12 EL DORADO BAY LEASEHOLD STRUCTURAL ELEVATION ; 391.441
Legal Subdivision	EL DORADO BAY
Legal Lot Number	12
Jurisdiction	FRANKLIN TX
Township / Civil Division	WINNSBORO
Census Block Group	2
Census Block	2002
Census Tract	950300

Owner

Source: Franklin County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7004 WESTCHESTER CT, MCKINNEY, TX 75072-5569
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2019	Deed of Trust, Mortgage · ARM TEXAS SECURITY BANK
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC HOME LOANS INC
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERNATIONAL BANK OF COMMERCE
Jul 25, 2019	Vendor's Lien, Transfer · Conventional Mortgage TEXAS SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2019
Deed Sale	Jul 25, 2019
Prior Sale	May 2, 2014
Deed Document Number	00372/0292
Deed Book / Page	372 / 0292
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TX
Property Address	552 W ELDORADO DR, SCROGGINS, TX 75480-5531
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	REPUBLIC TITLE INC, REPUBLIC TITLE OF TEXAS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00372/0317
Date	Jul 25, 2019
Book Page	372/0317
Instrument	154904

Lender

Name	TEXAS SECURITY BANK
Type	Bank
Address	DALLAS, TX 75207

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	10.2%
Index	1-Year LIBOR
Max Rate	10.2%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TX
Property Address	552 W ELDORADO DR, SCROGGINS, TX 75480-5531
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	406/833
Date	Apr 21, 2021
Book Page	406/833
Instrument	161069

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TX
Property Address	552 W ELDORADO DR, SCROGGINS, TX 75480-5531
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	406/848
Date	Apr 21, 2021
Book Page	406/848
Instrument	161070

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FRANKLIN TX
Recording Date	Jul 25, 2019
Property Address	552 W ELDORADO DR, SCROGGINS, TX 75480-5531
Document Number	00372/0292
Book / Page	372 / 0292
Map Reference	CAB 110A
Instrument Date	Jul 22, 2019
Instrument	154902
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	REPUBLIC TITLE INC, REPUBLIC TITLE OF TEXAS INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 FAIRFAX DR, ALLEN, TX 75013-3600

Mortgage

Document Number	0000154903
Date	Jul 25, 2019
Instrument	154903

Lender

Name	TEXAS SECURITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Franklin County
Unified School District	Mount Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,464.00 (+32.16%)	$1,204,690 (+17.47%) Land $328,000 Building $876,690	$1,204,690 (+17.47%) Land $328,000 Building $876,690
2023		$1,025,490 Land $290,000 Building $735,490	$1,025,490 Land $290,000 Building $735,490
2021	$11,701.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYPRESS SPRINGS SUD SOUTH PLANT serves 1,821 people · EPA ID TX0800016
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Nextlink, Verizon.

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