540 W Eldorado Dr, Scroggins, TX 75480 Property Records

Franklin County property record for 540 W Eldorado Dr, Scroggins, TX 75480

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,848 sqft · built 1985
Lot Size	0.773 acres (33,672 sqft)
Owner	Individual Name on File
Tax Bill	$14,287 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Jul 2021 Mortgage + 1 more
APN	`02125-00000-00018-000000`

Property Details

APN / Parcel Number

Primary APN	`02125-00000-00018-000000`
Alternative APN	`9959`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Total Area

Exterior

Year Built	Built 1985
Lot Area	33,672 sqft (0.773 acres)
Lot Width	150 ft Width
Porch	Porch
Porch Area	1,092 sqft
Patio Area	622 sqft

Location & Zoning

Account Number	9959
Old Parcel Number	021250000000018000000
Street Address	540 W ELDORADO DR
City	SCROGGINS
State	TX
Zip	75480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 254 J T JOHNSON LT 18R ELDORADO BAY LEASEHOLD R/P STRUCTURAL ELEVATION ; N/A
Legal Subdivision	EL DORADO BAY
Legal Lot Number	18R
Jurisdiction	FRANKLIN TX
Township / Civil Division	WINNSBORO
Census Block Group	2
Census Block	2002
Census Tract	950300

Owner

540 W Eldorado Dr is owned and occupied by an individual who acquired it in June 2025.

Source: Franklin County records, as of March 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	540 W ELDORADO DR, SCROGGINS, TX 75480
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2025	Vendor's Lien, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
May 21, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025
Deed Sale	Jun 5, 2025
Prior Sale	May 21, 2021
Deed Document Number	0000175517
Record Updated	Jun 8, 2026

June 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FRANKLIN TX
Recording Date	Jun 5, 2025
Property Address	540 W ELDORADO DR, SCROGGINS, TX 75480
Document Number	0000175517
Instrument Date	Jun 4, 2025
Instrument	175517
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	LTT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 W ELDORADO DR, SCROGGINS, TX 75480

Mortgage

Document Number	0000175518
Date	Jun 5, 2025
Instrument	175518

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TX
Property Address	540 W ELDORADO DR, SCROGGINS, TX 75480-5531
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000412/850
Date	Jul 20, 2021
Book Page	412/850
Instrument	162073

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TX
Recording Date	May 21, 2021
Property Address	540 W ELDORADO DR, SCROGGINS, TX 75480-5531
Document Number	000409/257
Book / Page	409 / 257
Instrument Date	May 21, 2021
Instrument	161466
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	540 W ELDORADO DR, SCROGGINS, TX 75480-5531

Tax Assessment & Valuation

The 2025 property tax bill for 540 W Eldorado Dr was $14,287.

Source: Franklin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Franklin County
Unified School District	Mount Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,287.00	$1,113,000 Land $407,850 Building $705,150	$1,113,000 Land $407,850 Building $705,150
2023		$808,970 Land $397,500 Building $411,470	$808,970 Land $397,500 Building $411,470
2021	$7,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 540 W Eldorado Dr; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 W Eldorado Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYPRESS SPRINGS SUD SOUTH PLANT serves 1,821 people · EPA ID TX0800016
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Nextlink, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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