561 W Eldorado Dr, Scroggins, TX 75480 Property Records

Franklin County property record for 561 W Eldorado Dr, Scroggins, TX 75480

Property Summary

Property Type	Single Family Home
Details	2 ba · 4,676 sqft · built 2006
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on Record
Tax Bill	$26,518 (2025)
Deeds & Mortgages	Aug 2010 Mortgage Oct 2017 Mortgage + 7 more
APN	`02125-00000-00008-000000`

Property Details

APN / Parcel Number

Primary APN	`02125-00000-00008-000000`
Alternative APN	`16747`

Interior

Full Baths	2 Baths
Building Area	4,676 sqft Total Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	22,216 sqft (0.51 acres)
Lot Width	150 ft Width
Garage Area	529 sqft
Porch	Porch
Porch Area	1,268 sqft
Patio Area	696 sqft

Location & Zoning

Account Number	16747
Street Address	561 W ELDORADO DR
City	SCROGGINS
State	TX
Zip	75480-5532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 254 L T JOHNSON 452 STARN LT 8R EL DORADO BAY(R/P 8-10) LEASEHOLD STRUCTURAL ELEVATION ; 391.814
Legal Subdivision	EL DORADO BAY
Legal Lot Number	8R
Jurisdiction	FRANKLIN TX
Township / Civil Division	WINNSBORO
Census Block Group	2
Census Block	2002
Census Tract	950300

Owner

Source: Franklin County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	809 CREEKLINE WAY, MCKINNEY, TX 75072-5583
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2010	Deed of Trust, Mortgage · Conventional Mortgage MERRILL LYNCH CREDIT CORP
Oct 31, 2017	Deed of Trust, Mortgage · ARM UBS BANK USA
Jan 5, 2012	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 17, 2026	Warranty Deed, Transfer NORTHEAST TX LAND TITLES INC, NORTHEAST TEXAS LAND TITLES
Oct 31, 2017	Deed of Trust, Mortgage · ARM UBS BANK USA
Oct 15, 2021	Vendor's Lien, Transfer GOLDMAN SACHS BANK USA
Oct 15, 2021	Vendor's Lien, Transfer GOLDMAN SACHS BANK USA
Oct 5, 2005	Vendor's Lien, Transfer BANK OF AMERICA NA
Oct 5, 2005	Warranty Deed, Transfer · ARM BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2026
Deed Sale	Apr 17, 2026
Prior Sale	Oct 15, 2021 · Amount on Record
Deed Document Number	2026178492
Record Updated	Sep 20, 2026

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TX
Property Address	561 W ELDORADO DR, SCROGGINS, TX 75480-5532
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000229/076
Date	Aug 20, 2010
Book Page	229/076
Instrument	124720

Lender

Name	MERRILL LYNCH CREDIT CORP
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2025

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TX
Property Address	561 W ELDORADO DR, SCROGGINS, TX 75480-5532
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00347/0562
Date	Oct 31, 2017
Book Page	347/0562
Instrument	149938

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TX
Property Address	561 W ELDORADO DR, SCROGGINS, TX 75480-5532
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000253/330
Date	Jan 5, 2012
Book Page	253/330
Instrument	130327

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jan 1, 2024

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TX
Recording Date	Apr 17, 2026
Property Address	561 W ELDORADO DR, SCROGGINS, TX 75480-5532
Document Number	0000178492
Instrument Date	Apr 15, 2026
Instrument	2026178492
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NORTHEAST TX LAND TITLES INC, NORTHEAST TEXAS LAND TITLES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	809 CREEKLINE WAY, MCKINNEY, TX 75072-5583

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TX
Property Address	561 W ELDORADO DR, SCROGGINS, TX 75480-5532
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	347/0562
Date	Oct 31, 2017
Book Page	347/0562
Instrument	149938

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FRANKLIN TX
Recording Date	Oct 15, 2021
Property Address	561 W ELDORADO DR, SCROGGINS, TX 75480-5532
Document Number	418/174
Book / Page	418 / 174
Instrument Date	Oct 14, 2021
Instrument	162987
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	NORTHEAST TX LAND TITLES INC, NORTHEAST TEXAS LAND TTL INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	561 W ELDORADO DR, 561, SCROGGINS, TX 75480-5532

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5564 MONTEREY DR, FRISCO, TX 75034-4090

Mortgage

Date	Oct 15, 2021

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Mortgage

Document Number	418/178
Date	Oct 15, 2021
Book Page	418/178
Instrument	162988

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Address	NEW YORK, NY 10282

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FRANKLIN TX
Recording Date	Oct 15, 2021
Property Address	561 W ELDORADO DR, SCROGGINS, TX 75480-5532
Document Number	000418/174
Book / Page	418 / 174
Instrument Date	Oct 14, 2021
Instrument	162987
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	NORTHEAST TEXAS LAND TTL INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	561 W ELDORADO DR, SCROGGINS, TX 75480-5532

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5564 MONTEREY DR, FRISCO, TX 75034-4090

Mortgage

Date	Oct 15, 2021

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

October 2005: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FRANKLIN TX
Recording Date	Oct 5, 2005
Property Address	561 W ELDORADO DR, SCROGGINS, TX 75480-5532
Document Number	000139/833
Book / Page	139 / 833
Map Reference	CAB142A
Instrument Date	Oct 3, 2005
Instrument	104644
Transaction Type	Transfer
Record Updated	Apr 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	335 E ELDORADO DR, SCROGGINS, TX 75480-5716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6708 GREYHAWK CIR, PLANO, TX 75024-7449
Investor	Possibly a Property Investor

Mortgage

Date	Oct 5, 2005

Lender

Name	BANK OF AMERICA NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

October 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TX
Recording Date	Oct 5, 2005
Property Address	561 W ELDORADO DR, SCROGGINS, TX 75480-5532
Document Number	000139/831
Book / Page	139 / 831
Instrument Date	Sep 30, 2005
Instrument	104643
Transaction Type	Transfer
Record Updated	Apr 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	565 W EL DORADO DR, RICHARDSON, TX 75080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6708 GREYHAWK CIR, PLANO, TX 75024-7449
Investor	Possibly a Property Investor

Mortgage

Document Number	0000104645
Date	Oct 5, 2005
Instrument	104645

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2010
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10.8%
Index	1-Year LIBOR
Max Rate	10.8%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Franklin County
Unified School District	Mount Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,518.00 (+55.74%)	$2,065,780 (+20.66%) Land $450,000 Building $1,615,780	$2,065,780 (+20.66%) Land $450,000 Building $1,615,780
2023		$1,712,000 Land $397,500 Building $1,314,500	$1,712,000 Land $397,500 Building $1,314,500
2021	$17,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYPRESS SPRINGS SUD SOUTH PLANT serves 1,821 people · EPA ID TX0800016
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Nextlink, Verizon.

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