538 W Eldorado Dr, Scroggins, TX 75480 Property Records

Franklin County property record for 538 W Eldorado Dr, Scroggins, TX 75480

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,535 sqft · built 1800
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$10,938 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2017 Mortgage
APN	`02125-00000-00020-000000`

Property Details

APN / Parcel Number

Primary APN	`02125-00000-00020-000000`
Alternative APN	`5862`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,535 sqft Total Area

Exterior

Year Built	Built 1800
Lot Area	43,560 sqft (1 acres)
Lot Width	150 ft Width
Porch	Porch
Porch Area	250 sqft
Patio Area	348 sqft

Location & Zoning

Account Number	5862
Old Parcel Number	021250000000020000000
Street Address	538 W ELDORADO DR
City	SCROGGINS
State	TX
Zip	75480-5531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 254 L T JOHNSON LT 19 & 20 EL DORADO BAY LEASEHOLD STRUCTURAL ELEVATION ; N/A
Legal Subdivision	EL DORADO BAY
Legal Lot Number	19,20 20
Jurisdiction	FRANKLIN TX
Township / Civil Division	WINNSBORO
Census Block Group	2
Census Block	2002
Census Tract	950300

Owner

Source: Franklin County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3540 SAILMAKER LN, PLANO, TX 75023-3709
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASPIRE BANK
Aug 30, 2017	Vendor's Lien, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2017
Deed Sale	Aug 30, 2017
Deed Document Number	00344/0528
Deed Book / Page	344 / 0528
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TX
Property Address	538 W ELDORADO DR, SCROGGINS, TX 75480-5531
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000410/925
Date	Jun 17, 2021
Book Page	410/925
Instrument	161758

Lender

Name	ASPIRE BANK
Type	Funding / Finance Company
Address	DALLAS, TX 75244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FRANKLIN TX
Recording Date	Aug 30, 2017
Property Address	538 W ELDORADO DR, SCROGGINS, TX 75480-5531
Document Number	00344/0528
Book / Page	344 / 0528
Map Reference	VOL D PG 154
Instrument Date	Aug 30, 2017
Instrument	149359
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 SAILMAKER LN, PLANO, TX 75023-3709

Mortgage

Document Number	0000149360
Date	Aug 30, 2017
Instrument	149360

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Franklin County
Unified School District	Mount Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,938.00 (+97.72%)	$852,143 (+25.58%) Land $439,250 Building $412,893	$852,143 (+25.58%) Land $439,250 Building $412,893
2023		$678,550 Land $352,380 Building $326,170	$678,550 Land $352,380 Building $326,170
2021	$5,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYPRESS SPRINGS SUD SOUTH PLANT serves 1,821 people · EPA ID TX0800016
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Nextlink, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on W Eldorado Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures