Currituck County property record for 554 E Ridge Rd, Shawboro, NC 27973
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,132 sqft · built 2021 |
| Lot Size | 12.2 acres (533,174 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $416,500 (Sep 2021) |
| Tax Bill | $2,427 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Oct 2020 Sale & Construction Loan + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 8968-26-4568 |
| Primary APN | 8968-26-4568 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Total Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 533,174 sqft (12.2 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000160895 |
|---|---|
| Street Address | 554 E RIDGE RD |
| City | SHAWBORO |
| State | NC |
| Zip | 27973-9705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | TRACT 7 MINOR SUB FOR MERRYFIELDS ESTATES (P/43) |
| Legal Subdivision | MINOR SUB FOR MERRYFIELDS ESTATES |
| Legal Tract | 7 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | CRAWFORD |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 110302 |
Source: Currituck County records, as of April 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 554 E RIDGE RD, SHAWBORO, NC 27973-9705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2021 | Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Oct 9, 2020 | Warranty Deed, Construction Loan · Construction Mortgage OLD PT NAT'L BK/PHOEBUS |
| Apr 11, 2019 | Warranty Deed, Transfer · Commercial Mortgage SOUTHERN BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2021 · Amount on Record |
| Deed Sale | Sep 3, 2021 · Amount on Record |
| Deed Document Number | 2021368474 |
| Deed Book / Page | 1648 / 907 |
| Prior Transfer Date | Apr 1, 2019 |
| Prior Transfer Doc | 0014790163 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Sep 3, 2021 |
| Property Address | 554 E RIDGE RD, SHAWBORO, NC 27973-9705 |
| Document Number | 0016480907 |
| Book / Page | 1648 / 907 |
| Map Reference | CAB P SL 43 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 368474 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,997.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 833, MOYOCK, NC 27958-0833 |
| Name | Verified Name |
|---|---|
| Address | 4 EAST RIDGE ROAD, MOYOCK, NC 27958 |
| Document Number | 0000368475 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 368475 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Oct 9, 2020 |
| Property Address | 554 E RIDGE RD, SHAWBORO, NC 27973-9705 |
| Document Number | 0015670239 |
| Book / Page | 001567 / 000239 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 356000 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 833 MOYOCK NC 279580833, MOYOCK, NC 27958-0833 |
| Document Number | 15670241 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 001567/000241 |
| Instrument | 356001 |
| Name | OLD PT NAT'L BK/PHOEBUS |
|---|---|
| Type | Bank |
| Address | HAMPTON, VA 23669 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Apr 11, 2019 |
| Property Address | 554 E RIDGE RD, SHAWBORO, NC 27973-9705 |
| Document Number | 0014790163 |
| Book / Page | 1479 / 163 |
| Map Reference | MB P SL 39 |
| Instrument Date | Apr 1, 2019 |
| Instrument | 342238 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 149 LILLY RD, SOUTH MILLS, NC 27976-9533 |
| Investor | Possibly a Property Investor |
| Document Number | 342239 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 342239 |
| Name | SOUTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,427.00 (-10.08%) | $387,400 (-) Land $136,400 Building $251,000 | |
| 2024 | $2,699.00 (+11.44%) | $387,400 (-) Land $136,400 Building $251,000 | |
| 2023 | $2,422.00 (+19.84%) | $387,400 (-) Land $136,400 Building $251,000 | $387,400 (-) Land $136,400 Building $251,000 |
| 2022 | $2,021.00 | $387,400 Land $136,400 Building $251,000 | $387,400 (-) Land $136,400 Building $251,000 |
| 2021 | $387,400 Land $136,400 Building $251,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 120 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 120 in force |
| Nearby Flood Claims | 19 (1999–2026) |
| Claims Outside the SFHA | 3 of 19 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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