570 E Ridge Rd, Shawboro, NC 27973 Property Records

Currituck County property record for 570 E Ridge Rd, Shawboro, NC 27973

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,046 sqft · built 2018
Lot Size	10.9 acres (476,546 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Mar 2019)
Tax Bill	$2,724 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`8968-26-5377`

Property Details

APN / Parcel Number

Primary APN	`8968-26-5377`
Alternative APNs	`0042000015Q0000` `000140710` `8968-26`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,046 sqft Total Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Lot Area	476,546 sqft (10.9 acres)
Utility Building	1,230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000140710
Street Address	570 E RIDGE RD
City	SHAWBORO
State	NC
Zip	27973-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	10.94 AC LOT RECOMB PLAT FOR LINDA KOVACS
Jurisdiction	CURRITUCK NC
Township / Civil Division	CRAWFORD
Census Block Group	1
Census Block	1025
Census Tract	110302

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	242 MIDDLE GIBBS RD, KNOTTS ISLAND, NC 27950-9762
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2019 · Amount on Record
Deed Sale	Mar 19, 2019 · Amount on Record
Deed Document Number	2019341683
Deed Book / Page	1475 / 816
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	570 E RIDGE RD, SHAWBORO, NC 27973-9705
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 E E RIDGED RD, SHAWBORO, NC 27973-9705

Mortgage

Document Number	0016910765
Date	Apr 28, 2022
Book Page	1691/765
Instrument	375431

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	MOYOCK, NC 27958

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	570 E RIDGE RD, SHAWBORO, NC 27973-9705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015140778
Date	Dec 27, 2019
Book Page	1514/778
Instrument	348148

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,724.00 (+0.11%)	$379,400 (-) Land $136,000 Building $243,400
2024	$2,721.00 (+14.71%)	$379,400 (-) Land $136,000 Building $243,400
2023	$2,372.00 (+24.25%)	$379,400 (+4.49%) Land $136,000 Building $243,400	$379,400 (+4.49%) Land $136,000 Building $243,400
2022	$1,909.00	$363,100 Land $136,000 Building $227,100	$363,100 (-4.3%) Land $136,000 Building $227,100
2021			$379,400 Land $136,000 Building $243,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	19 (1999–2026)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures