Currituck County property record for 560 E Ridge Rd, Shawboro, NC 27973
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,299 sqft · built 2021 |
| Lot Size | 0.952 acres (41,469 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Oct 2021) |
| Tax Bill | $2,528 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Oct 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 8968-36-7504 |
| Primary APN | 8968-36-7504 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,299 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 41,469 sqft (0.952 acres) |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Utility Building | 1,640 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000161580 |
|---|---|
| Street Address | 560 E RIDGE RD |
| City | SHAWBORO |
| State | NC |
| Zip | 27973-9705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 4 MINOR SUB FOR MERRYFIELDS (P/39) |
| Legal Subdivision | MINOR SUBDIVISION FOR MERRYFIELDS |
| Legal Lot Number | 4 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | CRAWFORD |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 110302 |
Source: Currituck County records, as of April 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 560 E RIDGE RD, SHAWBORO, NC 27973-9705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2022 | Deed of Trust, Mortgage · Closed-End Mortgage HOME LOAN AND INVESTMENT BANK FSB |
| Oct 29, 2021 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage C&F MORTGAGE CORP |
| Mar 3, 2021 | Warranty Deed, Construction Loan · Construction Mortgage THE OLD POINT NATIONAL BANK OF PHOE |
| Apr 11, 2019 | Warranty Deed, Transfer · Commercial Mortgage SOUTHERN BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on Record |
| Deed Sale | Oct 29, 2021 · Amount on Record |
| Prior Sale | Mar 3, 2021 · Amount on Record |
| Deed Document Number | 2021370228 |
| Deed Book / Page | 1659 / 890 |
| Prior Transfer Date | Apr 1, 2019 |
| Prior Transfer Doc | 0014790163 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 560 E RIDGE RD, SHAWBORO, NC 27973-9705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | FIRST NATIONAL TITLE LLC, FIRST NATIONAL T&E LLC |
| Name | Verified Name |
|---|---|
| Address | 560 E RIDGE RD, SHAWBORO, NC 27973-9705 |
| Investor | Possibly a Property Investor |
| Document Number | 0016920874 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 1692/874 |
| Instrument | 375617 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Address | WARWICK, RI 02886 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 15, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Oct 29, 2021 |
| Property Address | 560 E RIDGE RD, SHAWBORO, NC 27973-9705 |
| Document Number | 0016590890 |
| Book / Page | 1659 / 890 |
| Map Reference | MB P PG 39 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 370228 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,799.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 505, MOYOCK, NC 27958-0505 |
| Name | Verified Name |
|---|---|
| Address | 505 560 EAST RIDGE ROAD, MOYOCK, NC 27958 |
| Investor | Possibly a Property Investor |
| Document Number | 0000370229 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 370229 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Mar 3, 2021 |
| Property Address | 560 E RIDGE RD, SHAWBORO, NC 27973-9705 |
| Document Number | 0016040152 |
| Book / Page | 1604 / 152 |
| Map Reference | MB P SL 39 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 361502 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $125.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 149 LILLY RD, SOUTH MILLS, NC 27976-9533 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 505, MOYOCK, NC 27958-0505 |
| Investor | Possibly a Property Investor |
| Document Number | 0000361503 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 361503 |
| Name | THE OLD POINT NATIONAL BANK OF PHOE |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Apr 11, 2019 |
| Property Address | 560 E RIDGE RD, SHAWBORO, NC 27973-9705 |
| Document Number | 0014790163 |
| Book / Page | 1479 / 163 |
| Map Reference | MB P SL 39 |
| Instrument Date | Apr 1, 2019 |
| Instrument | 342238 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 149 LILLY RD, SOUTH MILLS, NC 27976-9533 |
| Investor | Possibly a Property Investor |
| Document Number | 0000342239 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 342239 |
| Name | SOUTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,528.00 (+0.36%) | $363,400 (-) Land $61,000 Building $302,400 | |
| 2024 | $2,519.00 (+9.9%) | $363,400 (-) Land $61,000 Building $302,400 | |
| 2023 | $2,292.00 (+32.56%) | $363,400 (+12.82%) Land $61,000 Building $302,400 | $363,400 (+12.82%) Land $61,000 Building $302,400 |
| 2022 | $1,729.00 | $322,100 Land $61,000 Building $261,100 | $322,100 (-11.36%) Land $61,000 Building $261,100 |
| 2021 | $363,400 Land $61,000 Building $302,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 120 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 120 in force |
| Nearby Flood Claims | 19 (1999–2026) |
| Claims Outside the SFHA | 3 of 19 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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