Currituck County property record for 550 E Ridge Rd, Shawboro, NC 27973
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,337 sqft · built 2019 |
| Lot Size | 0.963 acres (41,948 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $334,500 (Sep 2019) |
| Tax Bill | $2,283 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 8968-36-7717 |
| Primary APN | 8968-36-7717 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,337 sqft Total Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 41,948 sqft (0.963 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000152148 |
|---|---|
| Street Address | 550 E RIDGE RD |
| City | SHAWBORO |
| State | NC |
| Zip | 27973-9705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 5 MINOR SUB FOR MERRYFIELDS (P/39) |
| Legal Subdivision | MINOR SUBDIVISION FOR MERRYFIELDS |
| Legal Lot Number | 5 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | CRAWFORD |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 110302 |
Source: Currituck County records, as of April 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 550 E RIDGE RD, SHAWBORO, NC 27973-9705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 9, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Jun 28, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 11, 2019 | Warranty Deed, Transfer · Commercial Mortgage SOUTHERN BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2019 · Amount on Record |
| Deed Sale | Sep 9, 2019 · Amount on Record |
| Deed Document Number | 2019345396 |
| Deed Book / Page | 1497 / 322 |
| Prior Transfer Date | Apr 1, 2019 |
| Prior Transfer Doc | 0014790163 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 550 E RIDGE RD, SHAWBORO, NC 27973-9705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015590027 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 1559/27 |
| Instrument | 354793 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Sep 9, 2019 |
| Property Address | 550 E RIDGE RD, SHAWBORO, NC 27973-9705 |
| Document Number | 0014970322 |
| Book / Page | 001497 / 000322 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 345396 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $669.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 550 E RIDGE RD SHAWBORO NC 27973, SHAWBORO, NC 27973 |
| Document Number | 14970324 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 001497/000324 |
| Instrument | 345397 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 8, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Jun 28, 2019 |
| Property Address | 550 E RIDGE RD, SHAWBORO, NC 27973-9705 |
| Document Number | 0014880741 |
| Book / Page | 001488 / 000741 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 343906 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $745.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 576 E RIDGE RD SHAWBORO NC 27973, SHAWBORO, NC 27973 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Apr 11, 2019 |
| Property Address | 550 E RIDGE RD, SHAWBORO, NC 27973-9705 |
| Document Number | 0014790163 |
| Book / Page | 1479 / 163 |
| Map Reference | MB P SL 39 |
| Instrument Date | Apr 1, 2019 |
| Instrument | 342238 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 149 LILLY RD, SOUTH MILLS, NC 27976-9533 |
| Investor | Possibly a Property Investor |
| Document Number | 342239 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 342239 |
| Name | SOUTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,283.00 (+0.4%) | $325,600 (-) Land $61,400 Building $264,200 | |
| 2024 | $2,274.00 (+9.86%) | $325,600 (-) Land $61,400 Building $264,200 | |
| 2023 | $2,070.00 (+21.05%) | $325,600 (+1.81%) Land $61,400 Building $264,200 | $325,600 (+1.81%) Land $61,400 Building $264,200 |
| 2022 | $1,710.00 | $319,800 Land $61,400 Building $258,400 | $319,800 (-1.78%) Land $61,400 Building $258,400 |
| 2021 | $325,600 Land $61,400 Building $264,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 120 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 120 in force |
| Nearby Flood Claims | 19 (1999–2026) |
| Claims Outside the SFHA | 3 of 19 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures