545 E Ridge Rd, Shawboro, NC 27973 Property Records

Currituck County property record for 545 E Ridge Rd, Shawboro, NC 27973

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,725 sqft · built 1977
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$209,000 (Nov 2019)
Tax Bill	$1,462 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8968-47-0071`

Property Details

APN / Parcel Number

Primary APN	`8968-47-0071`
Alternative APNs	`042A00000010000` `000152882` `8968-47`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,725 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2005
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	329 ft deep x 137 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000152882
Street Address	545 E RIDGE RD
City	SHAWBORO
State	NC
Zip	27973-9700
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	EQUESTRIAN ACRES-LOT 1
Legal Subdivision	EQUESTRIAN ACRES
Legal Lot Number	1
Jurisdiction	CURRITUCK NC
Township / Civil Division	CRAWFORD
Census Block Group	1
Census Block	1002
Census Tract	110302

Owner

Source: Currituck County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	545 E RIDGE RD, SHAWBORO, NC 27973-9700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	0000151052
Deed Book / Page	1510 / 52
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Nov 26, 2019
Property Address	545 E RIDGE RD, SHAWBORO, NC 27973-9700
Document Number	0015100052
Book / Page	001510 / 000052
Instrument Date	Nov 25, 2019
Instrument	347419
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$418.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 E RIDGE RD SHAWBORO NC 279739700, SHAWBORO, NC 27973-9700

Mortgage

Document Number	15100054
Date	Nov 26, 2019
Book Page	001510/000054
Instrument	347420

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,462.00 (+0.62%)	$193,100 (-) Land $60,600 Building $132,500
2024	$1,453.00 (+9.41%)	$193,100 (-) Land $60,600 Building $132,500
2023	$1,328.00 (+17.83%)	$193,100 (-) Land $60,600 Building $132,500	$193,100 (-) Land $60,600 Building $132,500
2022	$1,127.00	$193,100 Land $60,600 Building $132,500	$193,100 (-) Land $60,600 Building $132,500
2021			$193,100 Land $60,600 Building $132,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	19 (1999–2026)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20