5521 Somerville St, Laredo, TX 78046 Property Records

Webb County property record for 5521 Somerville St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	2,252 sqft · built 2018
Lot Size	0.121 acres (5,253 sqft)
Owner	2 Individual Names on File
Last Sale	$238,000 (Oct 2018)
Tax Bill	$1,514 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`929-83003-090`

Property Details

APN / Parcel Number

Primary APN	`929-83003-090`
Alternative APN	`580074`

Interior

Stories	2 Stories
Building Area	2,252 sqft Living Area
Gross Area	2,651 sqft
1st Floor Area	1,218 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,253 sqft (0.121 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	540 sqft
Porch	Open Porch
Porch Area	128 sqft
Storage Building	63 sqft

Location & Zoning

Street Address	5521 SOMERVILLE ST
City	LAREDO
State	TX
Zip	78046-5199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAGO DEL VALLE, BLOCK 3, LOT 9, PHASE IV
Legal Subdivision	LAGO DEL VALLE
Legal Phase	IV
Legal Block	3
Legal Lot Number	9
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2000
Census Tract	1810

Owner

5521 Somerville St is owned and occupied by two individuals who bought it in October 2018.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5521 SOMERVILLE ST, LAREDO, TX 78046-5199
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2018	Deed of Trust, Mortgage P E FUNDING LLCO
Oct 2, 2018	Vendor's Lien, Transfer · FHA Mortgage INDEPENDENCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2018 · Amount on File
Deed Sale	Oct 2, 2018 · Amount on File
Deed Document Number	20181341124
Deed Book / Page	4486 / 810
Prior Transfer Date	Sep 28, 2018
Prior Transfer Doc	004486/810
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5521 SOMERVILLE ST, LAREDO, TX 78046-5199
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4432/890
Date	Jun 15, 2018
Book Page	4432/890
Instrument	1331638

Lender

Name	P E FUNDING LLCO
Type	Non-Lending Institution
Address	MCALLEN, TX 78502

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 11, 2019

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 2, 2018
Property Address	5521 SOMERVILLE ST, LAREDO, TX 78046-5199
Document Number	004486/810
Book / Page	4486 / 810
Map Reference	VOL 35 PG 54&55
Instrument Date	Sep 28, 2018
Instrument	1341124
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5221 SOMERVILLE ST, LAREDO, TX 78046

Mortgage

Document Number	0001341125
Date	Oct 2, 2018
Instrument	1341125

Lender

Name	INDEPENDENCE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5521 Somerville St was $1,514 with a homeowner's exemption, down 25.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,274 (+1%)	$329,542 (+10.09%) Land $51,159 Building $278,383
2025	$1,514.00 (-25.35%) Homeowner's exemption	$299,340 Land $51,159 Building $248,181	$299,340 Land $51,159 Building $248,181
2024	$2,028.00
2023		$280,781 Land $48,323 Building $232,458	$280,781 Land $48,323 Building $232,458
2022	$1,816.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5521 Somerville St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5521 Somerville St is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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