5518 Somerville St, Laredo, TX 78046 Property Records

Webb County property record for 5518 Somerville St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,598 sqft · built 2018
Lot Size	0.116 acres (5,060 sqft)
Owner	Individual Name on Record
Last Sale	$185,900 (Nov 2018)
Tax Bill	$1,215 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`929-83002-290`

Property Details

APN / Parcel Number

Primary APN	`929-83002-290`
Alternative APN	`580072`

Interior

Stories	1 Story
Building Area	1,598 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	1,598 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,060 sqft (0.116 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	480 sqft

Location & Zoning

Street Address	5518 SOMERVILLE ST
City	LAREDO
State	TX
Zip	78046-5199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAGO DEL VALLE, BLOCK 2, LOT 29, PHASE IV
Legal Subdivision	LAGO DEL VALLE
Legal Phase	IV
Legal Block	2
Legal Lot Number	29
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2000
Census Tract	1810

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5518 SOMERVILLE ST, LAREDO, TX 78046-5199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 21, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 8, 2018	Vendor's Lien, Transfer · FHA Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2018 · Amount on Record
Deed Sale	Nov 8, 2018 · Amount on Record
Deed Document Number	20181344284
Deed Book / Page	4504 / 219
Prior Transfer Date	Nov 7, 2018
Prior Transfer Doc	004504/219
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5518 SOMERVILLE ST, LAREDO, TX 78046-5199
Transaction Type	Mortgage
Record Updated	Oct 4, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5518 SOMERVILLE ST, LAREDO, TX 78046-5199

Mortgage

Document Number	005534/398
Date	Sep 20, 2023
Book Page	5534/398
Instrument	1510945

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Jul 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5518 SOMERVILLE ST, LAREDO, TX 78046-5199
Transaction Type	Mortgage
Record Updated	Mar 6, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5518 SOMERVILLE ST, LAREDO, TX 78046-5199

Mortgage

Document Number	005417/848
Date	Feb 21, 2023
Book Page	5417/848
Instrument	1492107

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jul 1, 2051

November 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 8, 2018
Property Address	5518 SOMERVILLE ST, LAREDO, TX 78046-5199
Document Number	004504/219
Book / Page	4504 / 219
Map Reference	VOL 35 PG 54&55
Instrument Date	Nov 7, 2018
Instrument	1344284
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5518 SOMERVILLE ST, LAREDO, TX 78046-5199

Mortgage

Document Number	0001344285
Date	Nov 8, 2018
Instrument	1344285

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,000 (-0.52%) Land $49,284 Building $189,716	$239,000 (-0.52%) Land $49,284 Building $189,716
2025	$1,215.00 (-25.18%)	$240,239 (+6.71%) Land $49,284 Building $190,955	$240,239 (+6.71%) Land $49,284 Building $190,955
2024	$1,624.00 (+7.55%)
2023		$225,138 Land $46,552 Building $178,586	$225,138 Land $46,552 Building $178,586
2022	$1,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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