5514 Somerville St, Laredo, TX 78046 Property Records

Webb County property record for 5514 Somerville St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,577 sqft · built 2006
Lot Size	0.138 acres (5,995 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,216 (Jul 2022)
Tax Bill	$1,158 (2025)
Deeds & Mortgages	Oct 2025 Construction Loan Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`929-80002-310`

Property Details

APN / Parcel Number

Primary APN	`929-80002-310`
Alternative APN	`321331`

Interior

Stories	1 Story
Building Area	1,577 sqft Living Area
Gross Area	1,977 sqft
1st Floor Area	1,577 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,995 sqft (0.138 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	130 sqft

Location & Zoning

Street Address	5514 SOMERVILLE ST
City	LAREDO
State	TX
Zip	78046-5199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAGO DEL VALLE, BLOCK 2, LOT 31, PHASE I
Legal Subdivision	LAGO DEL VALLE
Legal Phase	I
Legal Block	2
Legal Lot Number	31
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2000
Census Tract	1810

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5514 SOMERVILLE ST, LAREDO, TX 78046-5199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Construction Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jan 4, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 21, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 25, 2022	Vendor's Lien, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC
Feb 15, 2019	Vendor's Lien, Transfer · Conventional Mortgage B & B ENTERPRISES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Prior Sale	Feb 15, 2019 · Amount on Record
Deed Document Number	20221474758
Deed Book / Page	5316 / 419
Prior Transfer Date	Aug 4, 2011
Prior Transfer Doc	003129/169
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5514 SOMERVILLE ST, LAREDO, TX 78046-5199
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5514 SOMERVILLE ST, LAREDO, TX 78046-5199

Mortgage

Document Number	005927/444
Date	Oct 24, 2025
Book Page	5927/444
Instrument	1571086

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2065

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5514 SOMERVILLE ST, LAREDO, TX 78046-5199
Transaction Type	Mortgage
Record Updated	Jan 16, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5514 SOMERVILLE ST, LAREDO, TX 78046-5199

Mortgage

Document Number	005583/616
Date	Jan 4, 2024
Book Page	5583/616
Instrument	1518907

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Aug 1, 2052

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5514 SOMERVILLE ST, LAREDO, TX 78046-5199
Transaction Type	Mortgage
Record Updated	Aug 7, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5514 SOMERVILLE ST, LAREDO, TX 78046-5199

Mortgage

Document Number	005501/574
Date	Jul 21, 2023
Book Page	5501/574
Instrument	1505766

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2052

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 25, 2022
Property Address	5514 SOMERVILLE ST, LAREDO, TX 78046-5199
Document Number	005316/419
Book / Page	5316 / 419
Map Reference	VOL 25 PG 114&115
Instrument Date	Jul 20, 2022
Instrument	1474758
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2320 BOSTON ST, 2320, LAREDO, TX 78041-3910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5514 SOMERVILLE ST, LAREDO, TX 78046-5199

Mortgage

Document Number	0001474759
Date	Jul 25, 2022
Instrument	1474759

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Feb 15, 2019
Property Address	5514 SOMERVILLE ST, LAREDO, TX 78046-5199
Document Number	004551/131
Book / Page	4551 / 131
Map Reference	VOL 25 PG 114&115
Instrument Date	Feb 14, 2019
Instrument	1352416
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5514 SOMERVILLE ST, LAREDO, TX 78046-5199

Mortgage

Document Number	0001352417
Date	Feb 15, 2019
Instrument	1352417

Lender

Name	B & B ENTERPRISES LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 15, 2024

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,354 (+8.91%) Land $57,732 Building $191,622	$249,354 (+8.91%) Land $57,732 Building $191,622
2025	$1,158.00 (-25.29%) Homeowner's exemption	$228,950 (+6.23%) Land $57,732 Building $171,218	$228,950 (+6.23%) Land $57,732 Building $171,218
2024	$1,550.00 (+11.75%)
2023		$215,531 Land $54,495 Building $161,036	$215,531 Land $54,495 Building $161,036
2022	$1,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

Nearby Properties on Somerville St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures