5520 Somerville St, Laredo, TX 78046 Property Records

Webb County property record for 5520 Somerville St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,980 sqft · built 2018
Lot Size	0.116 acres (5,060 sqft)
Owner	Individual Name on Record
Last Sale	$204,700 (Aug 2018)
Tax Bill	$1,331 (2025)
Deeds & Mortgages	Oct 2026 Mortgage May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`929-83002-280`

Property Details

APN / Parcel Number

Primary APN	`929-83002-280`
Alternative APN	`580071`

Interior

Stories	2 Stories
Building Area	1,980 sqft Living Area
Gross Area	2,397 sqft
1st Floor Area	844 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,060 sqft (0.116 acres)
Garage Type	Attached
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	66 sqft

Location & Zoning

Street Address	5520 SOMERVILLE ST
City	LAREDO
State	TX
Zip	78046-5199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAGO DEL VALLE, BLOCK 2, LOT 28, PHASE IV
Legal Subdivision	LAGO DEL VALLE
Legal Phase	IV
Legal Block	2
Legal Lot Number	28
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2000
Census Tract	1810

Owner

Source: Webb County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5520 SOMERVILLE ST, LAREDO, TX 78046-5199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
May 26, 2022	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Apr 9, 2021	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Apr 5, 2018	Deed of Trust, Mortgage P E FUNDING LLC
Aug 30, 2018	Vendor's Lien, Transfer · FHA Mortgage SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	20181338545
Deed Book / Page	4472 / 202
Prior Transfer Date	Aug 29, 2018
Prior Transfer Doc	004472/202
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Oct 9, 2026
Property Address	5520 SOMERVILLE ST, LAREDO, TX 78046-5199
Document Number	0001600371
Book / Page	6122 / 874
Instrument Date	Sep 2, 2026
Instrument	20261600371
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 SOMERVILLE ST, LAREDO, TX 78046-5199

Mortgage

Document Number	0001600371,
Date	Oct 9, 2026
Book Page	6122/874
Instrument	20261600371

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Jun 1, 2052

Interest

Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5520 SOMERVILLE ST, LAREDO, TX 78046-5199
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005280/482
Date	May 26, 2022
Book Page	5280/482
Instrument	1468899

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5520 SOMERVILLE ST, LAREDO, TX 78046-5199
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 SOMERVILLE ST, LAREDO, TX 78046-5199

Mortgage

Document Number	4996/712
Date	Apr 9, 2021
Book Page	4996/712
Instrument	1424689

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Sep 4, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5520 SOMERVILLE ST, LAREDO, TX 78046-5199
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4397/273
Date	Apr 5, 2018
Book Page	4397/273
Instrument	1325498

Lender

Name	P E FUNDING LLC
Type	Funding / Finance Company
Address	MCALLEN, TX 78502

Agreement

Amount	Amount Recorded
Term	11 Months
Due	Mar 29, 2019

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 30, 2018
Property Address	5520 SOMERVILLE ST, LAREDO, TX 78046-5199
Document Number	004472/202
Book / Page	4472 / 202
Map Reference	VOL 35 PG 54-55
Instrument Date	Aug 29, 2018
Instrument	1338545
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 SOMERVILLE ST, LAREDO, TX 78046-5199

Mortgage

Document Number	0001338546
Date	Aug 30, 2018
Instrument	1338546

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,320 (+9.95%) Land $49,284 Building $240,036	$289,320 (+9.95%) Land $49,284 Building $240,036
2025	$1,331.00 (-25.01%) Homeowner's exemption	$263,128 (+7.01%) Land $49,284 Building $213,844	$263,128 (+7.01%) Land $49,284 Building $213,844
2024	$1,775.00 (+6.22%)
2023		$245,880 Land $46,552 Building $199,328	$245,880 Land $46,552 Building $199,328
2022	$1,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

Nearby Properties on Somerville St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures