5519 Somerville St, Laredo, TX 78046 Property Records

Webb County property record for 5519 Somerville St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	2,261 sqft · built 2018
Lot Size	0.121 acres (5,253 sqft)
Owner	Individual Name on Record
Last Sale	$222,700 (Sep 2018)
Tax Bill	$1,449 (2025)
Deeds & Mortgages	Apr 2024 Construction Loan Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`929-83003-080`

Property Details

APN / Parcel Number

Primary APN	`929-83003-080`
Alternative APN	`580073`

Interior

Stories	2 Stories
Building Area	2,261 sqft Living Area
Gross Area	2,660 sqft
1st Floor Area	1,218 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,253 sqft (0.121 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	56 sqft

Location & Zoning

Street Address	5519 SOMERVILLE ST
City	LAREDO
State	TX
Zip	78046-5199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAGO DEL VALLE, BLOCK 3, LOT 8, PHASE IV
Legal Subdivision	LAGO DEL VALLE
Legal Phase	IV
Legal Block	3
Legal Lot Number	8
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2000
Census Tract	1810

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5519 SOMERVILLE ST, LAREDO, TX 78046-5199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Construction Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Dec 4, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 7, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 2, 2018	Deed of Trust, Mortgage P E FUNDING LLC
Sep 19, 2018	Vendor's Lien, Transfer · FHA Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Deed Document Number	20181340076
Deed Book / Page	4480 / 809
Prior Transfer Date	Sep 18, 2018
Prior Transfer Doc	004480/809
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5519 SOMERVILLE ST, LAREDO, TX 78046-5199
Transaction Type	Mortgage
Record Updated	May 8, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5519 SOMERVILLE ST, LAREDO, TX 78046-5199

Mortgage

Document Number	005640/621
Date	Apr 24, 2024
Book Page	5640/621
Instrument	1527885

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	481 Months
Due	May 1, 2064

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5519 SOMERVILLE ST, LAREDO, TX 78046-5199
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5519 SOMERVILLE ST, LAREDO, TX 78046-5199

Mortgage

Document Number	005569/172
Date	Dec 4, 2023
Book Page	5569/172
Instrument	1516742

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jun 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5519 SOMERVILLE ST, LAREDO, TX 78046-5199
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5519 SOMERVILLE ST, LAREDO, TX 78046-5199

Mortgage

Document Number	005227/498
Date	Mar 7, 2022
Book Page	5227/498
Instrument	1460407

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5519 SOMERVILLE ST, LAREDO, TX 78046-5199
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4410/850
Date	May 2, 2018
Book Page	4410/850
Instrument	1327728

Lender

Name	P E FUNDING LLC
Type	Funding / Finance Company
Address	MCALLEN, TX 78502

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 1, 2019

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 19, 2018
Property Address	5519 SOMERVILLE ST, LAREDO, TX 78046-5199
Document Number	004480/809
Book / Page	4480 / 809
Map Reference	VOL 35 PG 54&55
Instrument Date	Sep 18, 2018
Instrument	1340076
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5519 SOMERVILLE ST, LAREDO, TX 78046-5199

Mortgage

Document Number	0001340077
Date	Sep 19, 2018
Instrument	1340077

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,227 (+10.06%) Land $51,159 Building $264,068	$315,227 (+10.06%) Land $51,159 Building $264,068
2025	$1,449.00 (-25.42%)	$286,413 (+6.43%) Land $51,159 Building $235,254	$286,413 (+6.43%) Land $51,159 Building $235,254
2024	$1,943.00 (+5.14%)
2023		$269,116 Land $48,323 Building $220,793	$269,116 Land $48,323 Building $220,793
2022	$1,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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