552 Lancaster Cir, Elgin, IL 60123 Property Records

Kane County property record for 552 Lancaster Cir, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 1,585 sqft · built 1995
OwnerIndividual Name on File
Last Sale$200,000 (Jan 2022)
Tax Bill$5,501 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-21-377-024

Property Details

APN / Parcel Number

Primary APN06-21-377-024

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,585 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleTownhouse
Construction TypeFrame
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address552 LANCASTER CIR
CityELGIN
StateIL
Zip60123-5647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWNHOMES OF WOODBRIDGE UNIT 19-C-552
Legal SubdivisionWOODBRIDGE
Legal Block1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1011
Census Tract851908

Owner

Source: Kane County records · APN 06-21-377-024

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address552 LANCASTER CIR, ELGIN, IL 60123-5647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2022Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Aug 21, 2019Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 20, 2022 · Amount on Record
Deed SaleJan 20, 2022 · Amount on Record
Prior SaleAug 21, 2019 · Amount on Record
Deed Document Number20223962
Record UpdatedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 20, 2022
Property Address552 LANCASTER CIR, ELGIN, IL 60123-5647
Document Number0000003962
Map ReferenceDOC 94K056585
Instrument DateDec 28, 2021
Instrument2022K003962
Transaction TypeTransfer
Record UpdatedJan 26, 2022
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address552 LANCASTER CIR, 552, ELGIN, IL 60123-5647

Transferred To (Grantee/Buyer)

NameVerified Name
Address40W567 PRAIRIE XING, ELGIN, IL 60124-8256

Mortgage

Document Number0000003963
DateJan 20, 2022
Instrument2022K003963
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052
Interest
Rate TypeFixed Rate
Rate3.37%

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 21, 2019
Property Address552 LANCASTER CIR, ELGIN, IL 60123-5647
Document Number0000037884
Instrument DateAug 16, 2019
Instrument2019K037884
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$152.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address552 LANCASTER CIR, ELGIN, IL 60123-5647

Mortgage

Document Number0000037885
DateAug 21, 2019
Instrument2019K037885
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,501.00 (+15.81%) Homeowner's exemption
2024$73,788 (+21.39%) Land $15,697 Building $58,091$221,453 (+21.44%) Land $47,110 Building $174,343
2022$4,750.00 (+4.76%) Homeowner's exemption$60,785 (+6.96%) Land $12,931 Building $47,854$182,355 (+6.96%) Land $38,793 Building $143,562
2021$4,534.00 Homeowner's exemption$56,830 Land $12,090 Building $44,740$170,490 Land $36,270 Building $134,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
AT&T
Fiber
1,000 / 1,000
Opiquad
Fixed Wireless
100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 422 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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