561 Lancaster Cir, Elgin, IL 60123 Property Records

Kane County property record for 561 Lancaster Cir, Elgin, IL 60123 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,531 sqft · built 1995
Owner2 Company Names on File
Last Sale$235,000 (Aug 2021)
Tax Bill$5,950 (2025)
Deeds & MortgagesJul 2022 Transfer
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-21-377-005

Property Details

APN / Parcel Number

Primary APN06-21-377-005

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,531 sqft Living Area
Gross Area2,288 sqft
Basement Area757 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleTownhouse
Construction TypeFrame
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address561 LANCASTER CIR
CityELGIN
StateIL
Zip60123-5648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWNHOMES OF WOODBRIDGE UNIT 14-D-561
Legal SubdivisionWOODBRIDGE
Legal Block1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1011
Census Tract851908

Owner

Source: Kane County records · APN 06-21-377-005

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address561 LANCASTER CIR, ELGIN, IL 60123-5648
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2022Intrafamily Transfer, Transfer
ATTORNEY
Aug 25, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PORTFOLIO MORTGAGE CORP
Aug 25, 2021Quit Claim Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 25, 2021 · Amount on Record
Deed SaleAug 25, 2021 · Amount on Record
Prior SaleAug 06, 2004 · Amount on Record
Deed Document Number202164921
Last Transfer DateJun 17, 2022
Transfer Doc0000034654
Record UpdatedSep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJul 06, 2022
Property Address561 LANCASTER CIR, ELGIN, IL 60123-5648
Document Number0000034654
Map ReferenceDOC 94K056585
Instrument DateJun 17, 2022
Instrument2022K034654
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address561 LANCASTER CIR, 561, ELGIN, IL 60123-5648

Transferred To (Grantee/Buyer)

NameVerified Name
Address561 LANCASTER CIR, ELGIN, IL 60123-5648

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 25, 2021
Property Address561 LANCASTER CIR, ELGIN, IL 60123-5648
Document Number0000064921
Map ReferenceDOC 94K056585
Instrument DateJul 16, 2021
Instrument2021K064921
Transaction TypeTransfer
Record UpdatedSep 01, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address561 LANCASTER CIR, ELGIN, IL 60123-5648

Mortgage

Document Number0000064922
DateAug 25, 2021
Instrument2021K064922
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateAug 25, 2021
Property Address561 LANCASTER CIR, ELGIN, IL 60123-5648
Document Number0000064920
Map ReferenceDOC 94K056585
Instrument DateJun 29, 2021
Instrument2021K064920
Transaction TypeTransfer
Record UpdatedSep 01, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address561 LANCASTER CIR, ELGIN, IL 60123-5648

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,950.00 (+15.8%) Homeowner's exemption$86,003 (+8.57%) Land $16,479 Building $69,524$258,112 (+8.57%) Land $49,457 Building $208,655
2024$79,214 (+21.39%) Land $15,178 Building $64,036$237,737 (+21.44%) Land $45,552 Building $192,185
2022$5,138.00 (+4.71%) Homeowner's exemption$65,254 (+6.96%) Land $12,503 Building $52,751$195,762 (+6.96%) Land $37,509 Building $158,253
2021$4,907.00 Homeowner's exemption$61,007 Land $11,689 Building $49,318$183,021 Land $35,067 Building $147,954

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 422 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
AT&TFiber1,000 / 1,000
OpiquadFixed Wireless (unlicensed)100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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