Kane County property record for 554 Lancaster Cir, Elgin, IL 60123 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,585 sqft Living Area |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $242,000 (2022) |
| Tax Bill | $5,740.00 (2025) |
| Primary APN | 06-21-377-025 |
|---|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,585 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Townhouse Style |
| Construction Type | Frame Construction |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 554 LANCASTER CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5647 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TOWNHOMES OF WOODBRIDGE UNIT 19-C-554 |
| Legal Subdivision | WOODBRIDGE |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 851908 |
Source: Kane County records · APN 06-21-377-025
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 554 LANCASTER CIR, ELGIN, IL 60123-5647 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 25, 2022 · Amount on Record |
| Deed Sale | Mar 25, 2022 · Amount on Record |
| Prior Sale | Dec 23, 2016 · Amount on Record |
| Deed Doc Number | 202216615 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 25, 2022 |
| Property Address | 554 LANCASTER CIR, ELGIN, IL 60123-5647 |
| Document Number | 0000016615 |
| Map Reference | DOC 94K506585 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 2022K016615 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 350 GYORR AVE UNIT 1003, 1003, SOUTH ELGIN, IL 60177-3911 |
| Document Number | 0000016616 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2022K016616 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Number | 0000016617 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2022K016617 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,740.00 (+15.82%) Homeowner's exemption | $83,245 (+8.57%) Land $17,042 Building $66,203 | $249,835 (+8.57%) Land $51,146 Building $198,688 |
| 2024 | $76,674 (+21.39%) Land $15,697 Building $60,977 | $230,114 (+21.44%) Land $47,110 Building $183,004 | |
| 2022 | $4,956.00 (+4.71%) Homeowner's exemption | $63,162 (+6.96%) Land $12,931 Building $50,231 | $189,486 (+6.96%) Land $38,793 Building $150,693 |
| 2021 | $4,733.00 Homeowner's exemption | $59,052 Land $12,090 Building $46,962 | $177,156 Land $36,270 Building $140,886 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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