550 Lancaster Cir, Elgin, IL 60123 Property Records

Kane County property record for 550 Lancaster Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,655 sqft · built 1995
Owner	Individual Name on Record
Last Sale	$137,000 (Apr 1996)
Tax Bill	$6,581 (2025)
Deeds & Mortgages	Nov 2018 Transfer Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-21-377-023`

Property Details

APN / Parcel Number

Primary APN	`06-21-377-023`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,655 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Construction Type	Frame
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	550 LANCASTER CIR
City	ELGIN
State	IL
Zip	60123-5647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNHOMES OF WOODBRIDGE UNIT 19-D-550
Legal Subdivision	WOODBRIDGE
Legal Block	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	550 LANCASTER CIR, ELGIN, IL 60123-5647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Nov 1, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 1996 · Amount on Record
Deed Sale	Apr 8, 1996 · Amount on Record
Deed Document Number	199624690
Last Transfer Date	Jun 28, 2018
Transfer Doc	0000053387
Record Updated	Sep 20, 2026

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	KANE IL
Recording Date	Nov 1, 2018
Property Address	550 LANCASTER CIR, ELGIN, IL 60123-5647
Document Number	0000053386
Instrument Date	Jun 29, 2018
Instrument	53386
Transaction Type	Transfer
Record Updated	Nov 12, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 LANCASTER CIR ELGIN IL 601235647, ELGIN, IL 60123-5647

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Nov 1, 2018
Property Address	550 LANCASTER CIR, ELGIN, IL 60123-5647
Document Number	0000053387
Instrument Date	Jun 28, 2018
Instrument	53387
Transaction Type	Transfer
Record Updated	Nov 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 LANCASTER CIR ELGIN IL 601235647, ELGIN, IL 60123-5647

Mortgage

Document Number	53388
Date	Nov 1, 2018
Instrument	53388

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,581.00 (+15.96%)	$86,271 (+8.57%) Land $17,972 Building $68,299	$258,917 (+8.57%) Land $53,938 Building $204,979
2024		$79,461 (+21.39%) Land $16,553 Building $62,908	$238,478 (+21.44%) Land $49,679 Building $188,800
2022	$5,675.00 (+3.96%)	$65,457 (+6.96%) Land $13,635 Building $51,822	$196,371 (+6.96%) Land $40,905 Building $155,466
2021	$5,459.00	$61,198 Land $12,748 Building $48,450	$183,594 Land $38,244 Building $145,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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