541 Lancaster Cir, Elgin, IL 60123 Property Records

Kane County property record for 541 Lancaster Cir, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,251 sqft · built 1995
Owner	Individual Name on File
Last Sale	$155,000 (Aug 2017)
Tax Bill	$3,522 (2025)
Deeds & Mortgages	May 2022 Transfer Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-377-007`

Property Details

APN / Parcel Number

Primary APN	`06-21-377-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,251 sqft Living Area
1st Floor Area	1,251 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Construction Type	Frame
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	541 LANCASTER CIR
City	ELGIN
State	IL
Zip	60123-5648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNHOMES OF WOODBRIDGE BUILDING 15 UNIT 15-A-541
Legal Subdivision	WOODBRIDGE
Legal Block	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	851908

Owner

Source: Kane County records · APN 06-21-377-007

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	541 LANCASTER CIR, ELGIN, IL 60123-5648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 18, 2017	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2017 · Amount on Record
Deed Sale	Aug 18, 2017 · Amount on Record
Prior Sale	Sep 01, 1995 · Amount on Record
Deed Document Number	201743427
Last Transfer Date	May 17, 2022
Transfer Doc	0000026486
Record Updated	Sep 20, 2026

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	May 18, 2022
Property Address	541 LANCASTER CIR, ELGIN, IL 60123-5648
Document Number	0000026486
Map Reference	DOC 94K056585
Instrument Date	May 17, 2022
Instrument	2022K026486
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	541 LANCASTER CIR, 541, ELGIN, IL 60123-5648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3N968 MEREDITH RD, MAPLE PARK, IL 60151-8316

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Aug 18, 2017
Property Address	541 LANCASTER CIR, ELGIN, IL 60123-5648
Document Number	0000043427
Map Reference	DOC94K056585
Instrument Date	Aug 08, 2017
Instrument	2017K043427
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PRECISION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1824 FULTON LN, SYCAMORE, IL 60178-3035

Mortgage

Document Number	0000043428
Date	Aug 18, 2017
Instrument	2017K043428

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 27, 2017
Property Address	541 LANCASTER CIR, ELGIN, IL 60123-5648
Document Number	0000005021
Instrument Date	Jan 25, 2017
Instrument	5021
Transaction Type	Transfer
Record Updated	May 02, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	541 LANCASTER CIR ELGIN IL 601235648, ELGIN, IL 60123-5648

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,522.00 (+12.31%) Homeowner's exemption Senior Citizen's exemption
2024		$57,266 (+21.4%) Land $15,178 Building $42,088	$171,867 (+21.44%) Land $45,552 Building $126,315
2022	$3,136.00 (+6.2%) Homeowner's exemption	$47,173 (+6.96%) Land $12,503 Building $34,670	$141,519 (+6.96%) Land $37,509 Building $104,010
2021	$2,953.00 Homeowner's exemption	$44,103 Land $11,689 Building $32,414	$132,309 Land $35,067 Building $97,242

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 422 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	Fiber	1,000 / 1,000
Opiquad	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Lancaster Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures