St. Joseph County property record for 55038 River Rd, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,177 sqft · built 2004 |
| Lot Size | 4.59 acres (199,940 sqft) |
| Owner | Individual Name on File |
| Last Sale | $64,000 (Apr 1998) |
| Tax Bill | $3,321 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-036-005-10 |
| Primary APN | 007-036-005-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,177 sqft Building Perimeter |
| 1st Floor Area | 1,177 sqft |
| Basement Area | 1,177 sqft |
| Unfinished Basement | 1,177 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 199,940 sqft (4.59 acres) |
| Garage Area | 638 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 55038 RIVER RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRICUL |
| Legal Description | N 400 FT OF E 500 FT NE 1/4 NW 1/4 SEC 36 T5S R12W. 4.59 A |
| Legal Range | 12W |
| Legal Township | 05S |
| Legal Section | 36 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | FLOWERFIELD |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 40900 |
Source: St. Joseph County records · APN 007-036-005-10
Assessment roll updated July 24, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55038 RIVER RD, THREE RIVERS, MI 49093-9773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 20, 1998 · Amount on Record |
| Deed Sale | Apr 20, 1998 · Amount on Record |
| Deed Book / Page | 835 / 601 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 55038 RIVER RD, THREE RIVERS, MI 49093-9773 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020004932 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2020004932 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Flowerfield Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $241,700 Land $30,000 Building $211,700 | $483,400 Land $60,000 Building $423,400 | |
| 2025 | $3,321.00 Homeowner's exemption |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 4 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy Cooperative Fiber | 1,000 / 1,000 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
May also be available: T-Mobile USA.
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