Saginaw County property record for 550 S Pine St, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,862 sqft · built 1920 |
| Lot Size | 0.282 acres (12,284 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $709 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-28-0290-000 |
| Primary APN | 22-12-2-28-0290-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,862 sqft Living Area |
| 1st Floor Area | 1,850 sqft |
| Basement Area | 1,752 sqft |
| Unfinished Basement | 1,422 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,284 sqft (0.282 acres) |
| Lot Dimensions | 132 ft deep x 93 ft wide |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 550 S PINE ST |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | W 544.5 FT OF OUT LOT EXC S 429 FT ALSO EXC N 66 FT OF S 495 FT OF E 132 FT ALSO EXC BEG AT A PT ON W LINE OF S 1/2 OF SE 1/4 OF SE 1/4 429 FT N OF SW COR OF ABOVE DES TH E LY PAR TO THE S LINE OF SD SEC 412.5 FT N LY PAR TO E LINE OF SEC 28 231 FT T |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 28 |
| Legal Subdivision | HEMLOCK CITY SUB |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 12100 |
Source: Saginaw County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 979, HEMLOCK, MI 48626-0979 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,600 (+29.71%) | $253,200 (+29.71%) | |
| 2025 | $709.00 (-76.22%) Homeowner's exemption | ||
| 2023 | $97,600 | $195,200 | |
| 2022 | $2,982.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Air Advantage, T-Mobile.
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